NASDAQ · PGYWWFinancialsBanking & Credit

Pagaya Technologies Ltd. Warrants financials

$0.0167+1.83%
Close Sep 24, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
FY23
Dec 31
FY22
Dec 31
Revenue$1.26B$1.00B$772.8M$685.4M
Gross profit$512.2M$406.9M$263.9M$234.3M
Gross margin40.6%40.5%34.1%34.2%
Operating income$223.8M$39.1M-$63.6M-$315.0M
Net income$77.3M-$401.4M-$128.4M-$314.5M
Net margin6.1%−40.0%−16.6%−45.9%
Diluted EPS$0.93$-5.66$-2.14$-8.22
EBITDA$265.1M$71.6M-$44.5M-$308.7M
Operating cash flow$238.6M$47.8M-$21.7M-$40.0M
Free cash flow$224.7M$30.0M-$41.8M-$62.4M
Diluted shares83.1M70.9M60.0M38.3M

Balance sheet

Period endDec 31Dec 31Dec 31Dec 31
Cash & equivalents$235.3M$187.9M$186.5M$309.8M
Short-term investments$945.3M$0.00$2.5M$1.0M
Total debt$824.3M$643.7M$361.7M$154.6M
Total assets$1.55B$1.29B$1.21B$1.05B
Total liabilities$960.5M$775.3M$465.1M$278.3M
Shareholders' equity$555.4M$441.5M$669.0M$766.8M

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology