NASDAQ · PGYFinancialsBanking & Credit

Pagaya Technologies Ltd. Class A Ordinary Shares (PGY)

$19.12+7.42%
Close Nov 4, 2026 · split-adjusted
Nov 3, 2026$17.80▼ 32.16% in range
Nov 3, 2025Low $10.64 · High $27.77Nov 3, 2026
What changed · written from our data
As of Nov 4, 2026

Pagaya Technologies closed at $19.12 on Nov 4, up 7.42%, 31.1% below its 52-week closing high. Volume of 1.6M shares was 0.81× its 20-day average (close to normal).

Split-adjusted performance: +5.9% over one month, +28.9% over six months, -27.1% over one year.

In the quarter ended Sep 30, 2026, revenue was $362.15M, up 6.6% from a year earlier, with a net margin of 13.7%.

Short interest was 10.1M shares at the Oct 15 settlement, down 5.6% from the prior report (15.6% of float, 4.9 days to cover).

Market cap$1.60B83.4M shares
Revenue · quarter$362.2M+6.6% YoY
Diluted EPS$0.52+126.1% YoY
P/E · TTM10.6×P/S 1.2×
Net margin13.7%Gross 40.4%
Dividend yieldNone
52-week range10.64 – 27.77−31.1% from high
Volume1.6M0.81× 20-day avg
Volatility · 60d61.8%Annualised
Short % of float15.6%4.9 days to cover
Net cash$385.6MCash $1.35B
Next earnings—Not scheduled
Split-adjusted performance
1W −6.6%1M +5.9%3M −10.7%6M +28.9%YTD −8.5%1Y −27.1%3Y +30.1%5Y —

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum92
Revenue growth56
Net margin36
Value (low P/E)79
Size65

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short10.1M−5.6% vs prior
Days to cover4.9Settled Oct 15
% of float15.6%
Short vol. 10d39.6%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
PGYPagaya Technologies$19.12+7.42%+28.9%+6.6%13.7%10.6$1.60B
LOBLive Oak Bancshares$35.15+2.12%−6.9%+7.0%12.7%12.3$1.63BCompare
LKFNLakeland Financial$62.90+2.68%+0.9%+1.7%26.3%13.7$1.55BCompare
SBETSharplink$7.15+8.50%−7.5%+1553.9%−3420.1%—$1.55BCompare
TFINTriumph Financial$64.90+2.75%−3.5%+17.4%8.2%32.9$1.55BCompare
CASHPathward Financial$79.01+2.28%−9.5%−3.2%15.2%9.3$1.64BCompare
ESQEsquire Financial Holdings$127.36+3.03%+16.8%+18.9%27.2%29.4$1.55BCompare
AGM.AFederal Agricultural Mortgage$142.00+2.90%—+12.9%12.9%7.7$1.54BCompare
BFCBank First$149.60+1.16%+2.6%+44.1%28.7%20.4$1.66BCompare

Quick answers

What does Pagaya Technologies do?
Pagaya Technologies Ltd is a product-focused technology company. It uses machine learning, a vast data network, and an AI-driven approach to offer comprehensive consumer credit and residential real estate products for its partners, their customers, and investors.
What is PGY's market cap?
$1.60B, based on the Nov 4 close of $19.12.
What is PGY's P/E ratio?
10.6× trailing-twelve-month earnings of $151.03M.
Does Pagaya Technologies pay a dividend?
No regular cash dividend has been paid in the last year.
How much of PGY is sold short?
10.1M shares, 15.6% of float, as of Oct 15, 2026.
What sector is PGY in?
Financials, in the Banking & Credit industry.

About Pagaya Technologies

Pagaya Technologies Ltd is a product-focused technology company. It uses machine learning, a vast data network, and an AI-driven approach to offer comprehensive consumer credit and residential real estate products for its partners, their customers, and investors. Its suite of products includes Decline Monetization, Dual Look, First Look, Affiliate Optimizer Engine, Direct Marketing Engine, and FastPass, providing lenders with an AI-powered credit and acquisition ecosystem that helps them approve more borrowers, capture more demand, and grow without adding risk. Geographically, the company generates maximum revenue from its business in the United States.

HQ: New York, NY493 employeesListed Jun 23, 2022pagaya.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology