PennyMac Financial Services financials
$63.61−0.08%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $525.2M | $540.4M | $551.1M | $630.5M | $462.4M | $408.9M | $510.5M | $400.7M | $413.2M | $315.0M | $376.6M | $387.2M |
| Gross profit | $525.2M | $540.4M | $551.1M | $630.5M | $462.4M | $408.9M | $510.5M | $400.7M | $413.2M | $315.0M | $376.6M | $387.2M |
| Gross margin | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating income | $59.8M | $146.2M | $147.5M | $233.9M | $94.1M | $122.4M | $169.8M | $82.8M | $140.9M | $53.2M | -$39.6M | $113.6M |
| Net income | $21.7M | $82.3M | $106.8M | $181.5M | $136.5M | $76.3M | $104.5M | $69.4M | $98.3M | $39.3M | -$36.8M | $92.9M |
| Net margin | 4.1% | 15.2% | 19.4% | 28.8% | 29.5% | 18.7% | 20.5% | 17.3% | 23.8% | 12.5% | −9.8% | 24.0% |
| Diluted EPS | $0.41 | $1.53 | $1.96 | $3.37 | $2.54 | $1.42 | $1.95 | $1.30 | $1.85 | $0.74 | $-0.70 | $1.77 |
| EBITDA | $74.2M | $159.7M | $1.57B | $246.9M | $108.8M | $136.3M | $616.9M | $96.6M | $155.2M | $67.4M | -$25.5M | $126.8M |
| Operating cash flow | $2.14B | -$1.34B | -$1.89B | -$697.4M | -$131.3M | $1.07B | -$2.15B | -$393.7M | -$1.09B | -$897.9M | $430.3M | -$975.9M |
| Free cash flow | $2.14B | -$1.34B | -$1.90B | -$699.4M | -$132.6M | $1.07B | -$2.15B | -$393.9M | -$1.09B | -$898.9M | $429.8M | -$976.2M |
| Diluted shares | 53.3M | 53.9M | 54.4M | 53.9M | 53.6M | 53.6M | 53.6M | 53.5M | 53.2M | 53.1M | 52.8M | 52.6M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $214.3M | $219.5M | $301.7M | $621.9M | $162.2M | $211.1M |
| Short-term investments | $534.3M | $434.2M | $410.0M | $62.2M | $462.3M | $443.4M |
| Total debt | $6.96B | $6.95B | $6.85B | $6.85B | $6.21B | $6.23B |
| Total assets | $29.86B | $31.94B | $29.39B | $25.40B | $24.22B | $23.87B |
| Total liabilities | $25.52B | $27.62B | $25.08B | $21.19B | $20.19B | $19.97B |
| Shareholders' equity | $4.34B | $4.33B | $4.31B | $4.21B | $4.03B | $3.90B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology