Provident Financial Services financials
$22.15−0.32%
Close Sep 30, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.38B | $1.14B | $695.6M | $554.0M | $489.1M | $423.0M | $428.7M | $413.6M | $375.4M | $351.5M |
| Gross profit | $870.4M | $694.7M | $479.3M | $505.3M | $452.8M | $372.2M | $355.2M | $354.5M | $329.8M | $307.7M |
| Gross margin | 63.0% | 60.9% | 68.9% | 91.2% | 92.6% | 88.0% | 82.9% | 85.7% | 87.8% | 87.6% |
| Operating income | $408.2M | $149.6M | $175.8M | $240.1M | $227.1M | $114.8M | $140.5M | $139.0M | $136.4M | $118.5M |
| Net income | $291.2M | $115.5M | $128.4M | $175.6M | $167.9M | $97.0M | $112.6M | $118.4M | $93.9M | $87.8M |
| Net margin | 21.1% | 10.1% | 18.5% | 31.7% | 34.3% | 22.9% | 26.3% | 28.6% | 25.0% | 25.0% |
| Diluted EPS | $2.23 | $1.05 | $1.71 | $2.35 | $2.19 | $1.39 | $1.74 | $1.82 | $1.45 | $1.38 |
| EBITDA | $408.2M | $206.5M | $183.6M | $244.2M | $227.1M | $114.8M | $140.5M | $139.0M | $136.4M | $118.5M |
| Operating cash flow | $442.3M | $426.4M | $173.4M | $200.3M | $156.8M | $106.9M | $135.6M | $147.8M | $111.8M | $127.3M |
| Free cash flow | $433.1M | $425.1M | $166.0M | $190.9M | $143.1M | $95.0M | $130.7M | $144.6M | $94.3M | $122.3M |
| Diluted shares | 130.5M | 109.7M | 74.9M | 74.8M | 76.6M | 69.6M | 64.7M | 65.1M | 64.6M | 63.9M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $211.5M | $205.9M | $180.3M | $186.5M | $712.5M | $532.4M |
| Short-term investments | $3.58B | $3.23B | $2.13B | $2.26B | $2.53B | $1.62B |
| Total debt | $2.52B | $2.42B | $1.98B | $1.38B | $637.1M | $1.20B |
| Total assets | $24.98B | $24.05B | $14.21B | $13.78B | $13.78B | $12.92B |
| Total liabilities | $22.15B | $21.45B | $12.52B | $12.19B | $12.08B | $11.30B |
| Shareholders' equity | $2.83B | $2.60B | $1.69B | $1.60B | $1.70B | $1.62B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology