Oak Valley Bancorp financials
$33.90−1.11%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $24.2M | $24.2M | $24.7M | $24.5M | $23.1M | $22.7M | $22.9M | $23.0M | $22.0M | $21.5M | $22.0M | $21.9M |
| Gross profit | $20.6M | $20.8M | $21.3M | $21.2M | $19.9M | $19.4M | $19.3M | $19.5M | $19.1M | $18.8M | $19.7M | $20.5M |
| Gross margin | 85.3% | 85.9% | 86.2% | 86.4% | 85.9% | 85.4% | 84.0% | 84.8% | 86.6% | 87.2% | 89.5% | 93.6% |
| Operating income | $6.4M | $6.8M | $8.2M | $8.5M | $7.2M | $6.8M | $7.7M | $9.8M | $7.4M | $7.2M | $7.8M | $9.6M |
| Net income | $5.1M | $5.3M | $6.3M | $6.7M | $5.6M | $5.3M | $6.0M | $7.3M | $5.9M | $5.7M | $5.9M | $7.4M |
| Net margin | 21.2% | 22.0% | 25.7% | 27.3% | 24.2% | 23.3% | 26.2% | 31.9% | 26.8% | 26.6% | 26.7% | 33.6% |
| Diluted EPS | $0.61 | $0.64 | $0.76 | $0.81 | $0.67 | $0.64 | $0.73 | $0.89 | $0.71 | $0.69 | $0.71 | $0.89 |
| EBITDA | $6.4M | $6.8M | $8.2M | $8.5M | $7.2M | $6.8M | $7.7M | $9.8M | $7.4M | $7.2M | $7.8M | $9.6M |
| Operating cash flow | $3.6M | $8.1M | $8.0M | $7.1M | $5.8M | $8.2M | $4.3M | $8.9M | $4.2M | $8.3M | $8.5M | $1.2M |
| Free cash flow | $3.4M | $7.8M | $7.4M | $6.3M | $4.2M | $7.1M | $3.4M | $8.7M | $3.6M | $8.1M | $8.3M | $1.2M |
| Diluted shares | 8.3M | 8.3M | 8.3M | 8.3M | 8.3M | 8.3M | 8.3M | 8.3M | 8.2M | 8.2M | 8.2M | 8.2M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $144.8M | $155.6M | $203.1M | $225.5M | $153.0M | $166.3M |
| Short-term investments | $585.3M | $604.5M | $576.0M | $555.7M | $552.5M | $564.9M |
| Total debt | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Total assets | $2.00B | $2.01B | $2.02B | $2.00B | $1.92B | $1.92B |
| Total liabilities | $1.78B | $1.80B | $1.82B | $1.80B | $1.74B | $1.74B |
| Shareholders' equity | $217.0M | $206.2M | $208.0M | $198.3M | $185.8M | $183.5M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology