Ohio Valley Banc financials
$44.53−0.36%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $94.2M | $88.9M | $74.5M | $57.8M | $54.6M | $57.0M | $59.5M | $58.1M | $55.1M | $47.6M |
| Gross profit | $66.7M | $62.0M | $58.7M | $54.9M | $50.9M | $50.8M | $52.2M | $52.7M | $51.2M | $44.6M |
| Gross margin | 70.8% | 69.7% | 78.7% | 95.1% | 93.2% | 89.1% | 87.8% | 90.6% | 92.8% | 93.6% |
| Operating income | $19.5M | $13.4M | $15.2M | $15.9M | $14.0M | $12.3M | $11.7M | $14.2M | $12.0M | $8.8M |
| Net income | $15.6M | $11.0M | $12.6M | $13.3M | $11.7M | $10.3M | $9.9M | $11.9M | $7.5M | $6.9M |
| Net margin | 16.6% | 12.4% | 17.0% | 23.1% | 21.5% | 18.0% | 16.7% | 20.5% | 13.6% | 14.5% |
| Diluted EPS | $3.31 | $2.32 | $2.65 | $2.80 | $2.45 | $2.14 | $2.08 | $2.53 | $1.60 | $1.59 |
| EBITDA | $19.5M | $13.4M | $15.2M | $15.9M | $14.0M | $12.3M | $11.7M | $14.2M | $12.0M | $9.8M |
| Operating cash flow | $18.1M | $13.1M | $20.7M | $16.0M | $13.2M | $12.5M | $14.8M | $18.1M | $14.5M | $13.4M |
| Free cash flow | $17.2M | $11.7M | $18.3M | $14.4M | $12.6M | $9.1M | $8.9M | $15.4M | $12.8M | $11.7M |
| Diluted shares | 4.7M | 4.7M | 4.8M | 4.8M | 4.8M | 4.8M | 4.8M | 4.7M | 4.7M | 4.4M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $14.8M | $15.7M | $14.3M | $16.2M | $14.1M | $17.5M |
| Short-term investments | $295.7M | $347.6M | $289.2M | $230.9M | $334.8M | $253.2M |
| Total debt | $53.3M | $48.2M | $53.1M | $26.4M | $28.1M | $36.4M |
| Total assets | $1.58B | $1.50B | $1.35B | $1.21B | $1.25B | $1.19B |
| Total liabilities | $1.41B | $1.35B | $1.21B | $1.08B | $1.11B | $1.05B |
| Shareholders' equity | $170.3M | $150.3M | $144.0M | $135.0M | $141.4M | $136.3M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology