NYSE · OSCRFinancialsInsurance

Oscar Health financials

$29.77+0.40%
Close Sep 29, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
FY23
Dec 31
FY22
Dec 31
FY21
Dec 31
Revenue$11.50B$8.99B$5.71B$3.94B$1.84B
Gross profit$1.48B$1.66B$1.07B$655.2M$212.4M
Gross margin12.9%18.5%18.7%16.6%11.6%
Operating income-$599.3M-$128.5M-$391.1M-$617.5M-$602.1M
Net income-$443.2M$25.4M-$270.7M-$606.3M-$572.6M
Net margin−3.9%0.3%−4.7%−15.4%−31.2%
Diluted EPS$-1.69$0.10$-1.22$-2.85$-3.20
EBITDA-$570.4M-$96.3M-$360.4M-$602.2M-$448.4M
Operating cash flow$1.09B$978.2M-$272.2M$380.3M-$181.7M
Free cash flow$1.06B$950.3M-$297.7M$351.3M-$207.6M
Diluted shares262.4M265.9M221.7M212.5M179.0M

Balance sheet

Period endDec 31Dec 31Dec 31Dec 31Dec 31
Cash & equivalents$2.77B$1.53B$1.87B$1.56B$1.10B
Short-term investments$1.22B$624.5M$689.8M$1.40B$587.1M
Total debt$430.1M$299.6M$298.8M$298.0M$0.00
Total assets$6.33B$4.84B$3.60B$4.53B$3.32B
Total liabilities$5.34B$3.82B$2.80B$3.63B$1.93B
Shareholders' equity$980.7M$1.02B$806.1M$892.4M$1.39B

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology