Old Second Bancorp financials
$24.65−0.80%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $114.5M | $111.0M | $114.5M | $117.2M | $86.1M | $83.8M | $86.9M | $86.7M | $84.3M | $83.8M | $82.3M | $83.8M |
| Gross profit | $96.6M | $93.8M | $95.2M | $95.9M | $75.1M | $73.1M | $73.2M | $71.2M | $70.8M | $70.3M | $69.8M | $72.6M |
| Gross margin | 84.4% | 84.5% | 83.2% | 81.8% | 87.2% | 87.3% | 84.2% | 82.1% | 84.0% | 83.8% | 84.9% | 86.6% |
| Operating income | $37.8M | $34.1M | $39.3M | $13.1M | $29.2M | $26.2M | $25.4M | $29.9M | $29.2M | $28.5M | $24.9M | $32.5M |
| Net income | $28.2M | $25.6M | $28.8M | $9.9M | $21.8M | $19.8M | $19.1M | $23.0M | $21.9M | $21.3M | $18.2M | $24.3M |
| Net margin | 24.6% | 23.1% | 25.2% | 8.4% | 25.3% | 23.7% | 22.0% | 26.5% | 26.0% | 25.4% | 22.2% | 29.0% |
| Diluted EPS | $0.54 | $0.48 | $0.54 | $0.18 | $0.48 | $0.43 | $0.42 | $0.50 | $0.48 | $0.47 | $0.40 | $0.54 |
| EBITDA | $37.8M | $34.1M | $39.3M | $13.1M | $29.2M | $26.2M | $25.4M | $29.9M | $29.2M | $28.5M | $24.8M | $32.2M |
| Operating cash flow | $28.6M | $36.9M | $44.2M | $35.9M | $24.2M | $17.8M | $24.0M | $48.5M | $11.6M | $47.4M | $29.1M | $81.8M |
| Free cash flow | $27.9M | $36.2M | $44.0M | $35.6M | $23.5M | $16.2M | $21.8M | $46.2M | $8.7M | $44.1M | $25.0M | $79.9M |
| Diluted shares | 52.1M | 53.3M | 53.6M | 53.5M | 45.8M | 45.7M | 45.7M | 45.7M | 45.7M | 45.5M | 45.4M | 45.4M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $48.0M | $48.1M | $51.7M | $53.1M | $63.5M | $52.7M |
| Short-term investments | $1.18B | $1.21B | $1.19B | $1.25B | $1.28B | $1.37B |
| Total debt | $445.4M | $300.2M | $315.2M | $265.1M | $85.3M | $85.3M |
| Total assets | $6.87B | $6.85B | $6.90B | $6.99B | $5.70B | $5.73B |
| Total liabilities | $5.97B | $5.96B | $6.01B | $6.13B | $4.98B | $5.03B |
| Shareholders' equity | $902.8M | $893.3M | $896.8M | $866.7M | $718.6M | $694.5M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology