OP Bancorp financials
$15.19−0.13%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $43.8M | $42.6M | $42.7M | $42.7M | $41.6M | $39.7M | $39.5M | $39.5M | $38.5M | $36.5M | $35.5M | $33.8M |
| Gross profit | $25.7M | $24.6M | $24.3M | $24.5M | $23.7M | $22.2M | $21.3M | $20.7M | $20.4M | $19.6M | $19.9M | $19.9M |
| Gross margin | 58.7% | 57.7% | 56.9% | 57.4% | 56.9% | 56.0% | 54.1% | 52.5% | 52.9% | 53.6% | 56.1% | 58.9% |
| Operating income | $11.0M | $9.9M | $9.5M | $9.7M | $8.4M | $7.7M | $6.7M | $7.6M | $7.6M | $7.3M | $7.3M | $7.0M |
| Net income | $8.0M | $7.2M | $7.0M | $6.7M | $6.3M | $5.6M | $4.6M | $5.4M | $5.3M | $5.2M | $5.1M | $5.0M |
| Net margin | 18.2% | 17.0% | 16.5% | 15.7% | 15.2% | 14.0% | 11.6% | 13.7% | 13.8% | 14.3% | 14.3% | 14.9% |
| Diluted EPS | $0.53 | $0.48 | $0.47 | $0.45 | $0.42 | $0.37 | $0.31 | $0.36 | $0.36 | $0.34 | $0.34 | $0.33 |
| EBITDA | $11.0M | $9.9M | $9.5M | $9.7M | $8.4M | $7.7M | $6.7M | $7.6M | $7.6M | $7.3M | $7.3M | $7.0M |
| Operating cash flow | -$7.3M | $7.7M | $3.6M | $23.9M | -$7.0M | $5.6M | $5.3M | $13.3M | $15.8M | -$3.2M | -$1.3M | $15.4M |
| Free cash flow | -$7.4M | $7.6M | $3.5M | $23.4M | -$7.7M | $4.2M | $4.5M | $12.8M | $15.7M | -$3.2M | -$1.6M | $14.8M |
| Diluted shares | 14.9M | 14.9M | 15.0M | 14.9M | 14.9M | 14.9M | 14.8M | 14.8M | 14.9M | 15.0M | 15.0M | 15.1M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $21.8M | $12.8M | $10.9M | $10.9M | $16.6M | $198.9M |
| Short-term investments | $374.6M | $373.6M | $366.4M | $373.7M | $380.9M | $199.0M |
| Total debt | $99.6M | $99.6M | $99.6M | $75.0M | $50.0M | $75.0M |
| Total assets | $2.74B | $2.70B | $2.65B | $2.61B | $2.56B | $2.51B |
| Total liabilities | $2.51B | $2.47B | $2.42B | $2.39B | $2.35B | $2.30B |
| Shareholders' equity | $238.6M | $232.7M | $227.9M | $221.5M | $213.7M | $210.1M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology