OneMain Holdings financials
$56.35+0.21%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $6.17B | $5.69B | $5.30B | $5.06B | $4.89B | $4.89B | $4.75B | $4.21B | $3.76B | $3.88B |
| Gross profit | $4.90B | $4.50B | $4.28B | $4.17B | $3.96B | $3.87B | $3.78B | $3.34B | $2.94B | $3.03B |
| Gross margin | 79.4% | 79.2% | 80.8% | 82.4% | 80.9% | 79.0% | 79.6% | 79.2% | 78.3% | 78.0% |
| Operating income | $1.00B | $667.0M | $840.0M | $1.16B | $1.74B | $977.0M | $1.10B | $606.0M | $431.0M | $356.0M |
| Net income | $783.0M | $509.0M | $641.0M | $872.0M | $1.31B | $730.0M | $855.0M | $447.0M | $183.0M | $215.0M |
| Net margin | 12.7% | 8.9% | 12.1% | 17.2% | 26.8% | 14.9% | 18.0% | 10.6% | 4.9% | 5.5% |
| Diluted EPS | $6.56 | $4.24 | $5.32 | $7.01 | $9.88 | $5.41 | $6.27 | $3.29 | $1.35 | $1.59 |
| EBITDA | $1.00B | $667.0M | $840.0M | $1.16B | $1.74B | $977.0M | $1.10B | $606.0M | $431.0M | $464.0M |
| Operating cash flow | $3.13B | $2.70B | $2.52B | $2.39B | $2.25B | $2.21B | $2.36B | $2.05B | $1.55B | $1.32B |
| Free cash flow | $3.13B | $2.70B | $2.52B | $2.39B | $2.25B | — | — | — | — | — |
| Diluted shares | 119.3M | 120.1M | 120.6M | 124.4M | 133.1M | 134.9M | 136.3M | 136.0M | 135.7M | 135.1M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $914.0M | $458.0M | $1.01B | $498.0M | $541.0M | $2.27B |
| Short-term investments | $2.29B | $2.29B | $2.25B | $2.26B | $2.47B | $2.37B |
| Total debt | $22.69B | $21.44B | $19.81B | $18.28B | $17.75B | $17.80B |
| Total assets | $27.39B | $25.91B | $24.29B | $22.54B | $22.08B | $22.47B |
| Total liabilities | $23.99B | $22.72B | $21.11B | $19.52B | $18.99B | $19.03B |
| Shareholders' equity | $3.40B | $3.19B | $3.19B | $3.02B | $3.09B | $3.44B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology