OFG BANCORP financials
$50.47−1.43%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $230.2M | $226.3M | $228.8M | $231.6M | $224.8M | $218.7M | $223.7M | $215.9M | $220.1M | $213.8M | $214.9M | $196.4M |
| Gross profit | $190.3M | $186.0M | $184.3M | $186.2M | $182.4M | $178.6M | $182.7M | $174.7M | $179.8M | $174.4M | $182.3M | $172.5M |
| Gross margin | 82.7% | 82.2% | 80.6% | 80.4% | 81.1% | 81.6% | 81.7% | 80.9% | 81.7% | 81.6% | 84.8% | 87.8% |
| Operating income | $74.5M | $68.8M | $47.4M | $61.4M | $65.9M | $59.4M | $52.8M | $61.8M | $71.3M | $67.9M | $68.4M | $65.9M |
| Net income | $58.8M | $53.9M | $55.9M | $51.8M | $51.8M | $45.6M | $50.3M | $47.0M | $51.1M | $49.7M | $46.6M | $44.9M |
| Net margin | 25.5% | 23.8% | 24.4% | 22.4% | 23.0% | 20.8% | 22.5% | 21.8% | 23.2% | 23.2% | 21.7% | 22.8% |
| Diluted EPS | $1.39 | $1.26 | $1.27 | $1.16 | $1.15 | $1.00 | $1.09 | $1.00 | $1.08 | $1.05 | $0.98 | $0.95 |
| EBITDA | $74.5M | $68.8M | $47.4M | $61.4M | $65.9M | $59.4M | $52.8M | $61.8M | $71.3M | $67.9M | $68.4M | $65.9M |
| Operating cash flow | $53.2M | $73.1M | $59.2M | $39.5M | $35.9M | $83.1M | $38.3M | $58.1M | $95.1M | $61.0M | $107.5M | $88.8M |
| Free cash flow | $45.1M | $68.8M | $54.7M | $35.5M | $31.8M | $78.7M | $34.2M | $51.8M | $90.4M | $54.8M | $101.3M | $84.8M |
| Diluted shares | 42.4M | 43.0M | 43.8M | 44.7M | 45.0M | 45.5M | 46.3M | 46.8M | 47.1M | 47.3M | 47.4M | 47.4M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $740.5M | $631.7M | $1.04B | $737.1M | $844.5M | $703.5M |
| Short-term investments | $2.70B | $2.79B | $2.85B | $2.94B | $2.79B | $2.79B |
| Total debt | $456.5M | $456.6M | $456.6M | $456.5M | $456.5M | $255.6M |
| Total assets | $12.15B | $12.05B | $12.47B | $12.23B | $12.23B | $11.73B |
| Total liabilities | $10.75B | $10.68B | $11.08B | $10.85B | $10.90B | $10.43B |
| Shareholders' equity | $1.41B | $1.37B | $1.39B | $1.38B | $1.33B | $1.30B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology