Norwood Financial financials
$33.34−1.65%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $136.1M | $101.4M | $103.7M | $85.6M | $79.4M | $66.2M | $54.1M | $49.6M | $45.9M | $37.4M |
| Gross profit | $87.9M | $51.0M | $70.2M | $78.3M | $73.7M | $58.3M | $45.4M | $43.9M | $41.8M | $33.8M |
| Gross margin | 64.6% | 50.3% | 67.7% | 91.5% | 92.8% | 88.0% | 83.9% | 88.6% | 91.1% | 90.2% |
| Operating income | $35.0M | -$258.0K | $21.1M | $36.4M | $30.9M | $18.4M | $16.8M | $16.2M | $14.7M | $8.6M |
| Net income | $27.8M | -$160.0K | $16.8M | $29.2M | $24.9M | $15.1M | $14.2M | $13.7M | $8.2M | $6.7M |
| Net margin | 20.4% | −0.2% | 16.2% | 34.2% | 31.4% | 22.8% | 26.3% | 27.5% | 17.9% | 17.9% |
| Diluted EPS | $3.01 | $-0.02 | $2.07 | $3.58 | $3.04 | $2.09 | $2.25 | $2.17 | $1.31 | $1.15 |
| EBITDA | $36.3M | -$258.0K | $21.1M | $36.4M | $30.9M | $20.4M | $16.8M | $16.2M | $14.7M | $10.4M |
| Operating cash flow | $34.0M | $22.8M | $29.8M | $30.7M | $29.2M | $13.8M | $18.4M | $17.3M | $16.1M | $11.4M |
| Free cash flow | $29.2M | $19.7M | $28.4M | $28.6M | $28.1M | $13.1M | $17.1M | $16.4M | $14.9M | $10.9M |
| Diluted shares | 9.2M | 8.1M | 8.1M | 8.2M | 8.2M | 7.2M | 6.3M | 6.3M | 6.3M | 5.8M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $32.1M | $27.6M | $28.5M | $28.8M | $21.1M | $19.4M |
| Short-term investments | $427.7M | $456.0M | $451.2M | $427.4M | $596.3M | $322.8M |
| Total debt | $74.1M | $214.9M | $198.3M | $133.2M | $90.8M | $105.8M |
| Total assets | $2.42B | $2.32B | $2.20B | $2.05B | $2.07B | $1.85B |
| Total liabilities | $2.18B | $2.10B | $2.02B | $1.88B | $1.86B | $1.66B |
| Shareholders' equity | $242.2M | $213.5M | $181.1M | $167.1M | $205.3M | $194.8M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology