NASDAQ · NSTSFinancialsBanking & Credit

NSTS Bancorp financials

$14.19+0.39%
Close Sep 29, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
FY23
Dec 31
FY22
Dec 31
Revenue$13.3M$12.2M$6.6M$7.6M
Gross profit$9.7M$9.0M$5.1M$6.8M
Gross margin73.4%73.5%77.1%89.9%
Operating income-$386.0K-$789.0K-$3.0M$173.0K
Net income-$386.0K-$789.0K-$4.0M$27.0K
Net margin−2.9%−6.4%−60.2%0.4%
Diluted EPS$-0.08$-0.16$-0.79$0.01
EBITDA-$236.0K-$647.0K-$2.8M$315.0K
Operating cash flow$4.1M$9.4M$431.0K$3.0M
Free cash flow$3.9M$9.1M-$85.0K$2.8M
Diluted shares4.9M4.9M5.0M4.7M

Balance sheet

Period endDec 31Dec 31Dec 31Dec 31
Cash & equivalents$1.2M$1.2M$1.0M$1.6M
Short-term investments$113.4M$125.6M$115.1M$137.8M
Total debt$0.00$5.0M$5.0M$0.00
Total assets$266.6M$278.7M$256.8M$264.2M
Total liabilities$186.7M$202.2M$179.2M$183.7M
Shareholders' equity$80.0M$76.5M$77.5M$80.5M

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology