Northpointe Bancshares financials
$14.83−1.85%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 |
|---|---|---|---|---|---|---|
| Revenue | $128.9M | $123.6M | $127.8M | $125.9M | $115.5M | $102.0M |
| Gross profit | $64.3M | $63.4M | $65.1M | $64.4M | $59.0M | $53.3M |
| Gross margin | 49.9% | 51.3% | 51.0% | 51.1% | 51.0% | 52.2% |
| Operating income | $28.9M | $29.4M | $32.0M | $29.2M | $26.7M | $22.6M |
| Net income | $21.3M | $21.7M | $18.4M | $20.1M | $18.0M | $15.0M |
| Net margin | 16.5% | 17.6% | 14.4% | 16.0% | 15.6% | 14.7% |
| Diluted EPS | $0.60 | $0.62 | $0.53 | $0.57 | $0.51 | $0.49 |
| EBITDA | $28.9M | $29.4M | $32.0M | $29.2M | $26.7M | $22.6M |
| Operating cash flow | $3.9M | $37.7M | -$28.3M | $90.4M | -$72.3M | $54.4M |
| Free cash flow | $3.7M | $37.3M | -$28.8M | $89.6M | -$73.4M | $54.1M |
| Diluted shares | 35.4M | 35.3M | 34.4M | 35.3M | 35.2M | 30.4M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $538.4M | $487.6M | $496.5M | $419.2M | $415.7M | $321.5M |
| Short-term investments | $82.3M | $86.3M | $86.2M | $86.2M | $79.7M | $79.5M |
| Total debt | $1.63B | $1.75B | $1.54B | $1.40B | $1.30B | $1.40B |
| Total assets | $7.53B | $7.40B | $7.02B | $6.84B | $6.43B | $5.86B |
| Total liabilities | $6.92B | $6.81B | $6.45B | $6.22B | $5.83B | $5.27B |
| Shareholders' equity | $611.6M | $590.0M | $569.0M | $623.5M | $604.3M | $586.5M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology