NASDAQ · NODKFinancialsInsurance

NI Holdings, Inc. (NODK)

$14.96−1.06%
Close Oct 30, 2026 · split-adjusted
Oct 30, 2026$14.96▲ 12.82% in range
Nov 3, 2025Low $12.48 · High $16.33Oct 30, 2026
What changed · written from our data
As of Oct 30, 2026

NI Holdings closed at $14.96 on Oct 30, down 1.06%, 8.4% below its 52-week closing high. Volume of 20.9K shares was 1.15× its 20-day average (close to normal).

Split-adjusted performance: -0.2% over one month, +16.0% over six months, +13.2% over one year.

In the quarter ended Jun 30, 2026, revenue was $69.89M, down 7.7% from a year earlier, with a net margin of 0.2%.

Short interest was 99.0K shares at the Oct 15 settlement, up 4.9% from the prior report (1.3% of float, 4.6 days to cover).

Market cap$305.3M20.4M shares
Revenue · quarter$69.9M−7.7% YoY
Diluted EPS$0.01—
P/E · TTM39.0×P/S 1.1×
Net margin0.2%Gross 13.2%
Dividend yieldNone
52-week range12.48 – 16.33−8.4% from high
Volume20.9K1.15× 20-day avg
Volatility · 60d13.1%Annualised
Short % of float1.3%4.6 days to cover
Net cash$51.6MCash $51.6M
Next earnings—Not scheduled
Split-adjusted performance
1W +0.4%1M −0.2%3M −3.7%6M +16.0%YTD +12.5%1Y +13.2%3Y +22.6%5Y −25.1%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Insurance

Percentile among 128 companies (100 = best)

6-month momentum57
Revenue growth13
Net margin16
Value (low P/E)10
Size15

Industry medians: 6-month return +12.7%, revenue growth +6.7%, net margin 10.2%, P/E 12.4×.

Short interest

Details →
Shares short99.0K+4.9% vs prior
Days to cover4.6Settled Oct 15
% of float1.3%
Short vol. 10d54.1%of daily volume

Closest peers by size in Insurance

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
NODKNI Holdings$14.96−1.06%+16.0%−7.7%0.2%39.0$305.3M
ACGLNArch Capital Group Ltd. Depositary Shares, each Representing a 1/1,000th Interest in a 4.550% Non-Cumulative Preferred Share, Series G$14.74−1.07%−14.1%−10.5%22.4%0.1$294.8MCompare
KINSKingstone Companies$20.17+0.65%+24.1%+25.9%23.5%8.3$292.0MCompare
KWYKingsway$9.83+2.18%——−2.2%—$284.4MCompare
TWFGTWFG$26.96−0.70%+43.6%+45.1%2.7%39.5$347.3MCompare
GBLIGlobal Indemnity Group, LLC$24.48−0.08%−10.4%+5.1%9.5%10.6$358.4MCompare
AMSFAMERISAFE$20.91−9.44%−30.7%+13.4%15.9%8.2$387.6MCompare
MBIMBIA$4.46+0.22%−21.3%+17.4%−170.4%—$227.5MCompare
OSGOctave Specialty Group$5.04+1.82%+15.1%+30.7%−0.6%5.4$227.1MCompare

Quick answers

What does NI Holdings do?
NI Holdings Inc is a stockholding company. Through its subsidiaries, the company operates in the insurance industry, offering homeowners and farmowners insurance policies, crop insurance policies, home insurance policies, etc.
What is NODK's market cap?
$305.25M, based on the Oct 30 close of $14.96.
What is NODK's P/E ratio?
39.0× trailing-twelve-month earnings of $7.83M.
Does NI Holdings pay a dividend?
No regular cash dividend has been paid in the last year.
How much of NODK is sold short?
99.0K shares, 1.3% of float, as of Oct 15, 2026.
What sector is NODK in?
Financials, in the Insurance industry.

About NI Holdings

NI Holdings Inc is a stockholding company. Through its subsidiaries, the company operates in the insurance industry, offering homeowners and farmowners insurance policies, crop insurance policies, home insurance policies, etc. These insurance products are distributed through a network of exclusive and independent agents across the United States. The group's reportable segments are: Private Passenger Auto, Non-Standard Auto, Home and Farm, Crop, and All Other (which mainly consists of commercial, assumed reinsurance, and its excess liability business). Maximum revenue is generated from the Home and Farm segment.

HQ: Fargo, ND172 employeesListed Mar 16, 2017niholdingsinc.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology