NASDAQ · NEWTFinancialsBanking & Credit

NewtekOne financials

$11.22+0.27%
Close Sep 29, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
FY23
Dec 31
FY22
Dec 31
FY21
Dec 31
Revenue$383.3M$338.7M$271.1M$131.5M$168.3M
Gross profit$284.8M$257.6M$203.4M$105.2M$147.8M
Gross margin74.3%76.1%75.0%80.0%87.8%
Operating income$80.0M$68.7M$45.4M$38.8M$85.5M
Net income$58.2M$49.3M$45.9M$32.3M$84.1M
Net margin15.2%14.5%16.9%24.6%50.0%
Diluted EPS$2.18$1.96$1.88$1.34$3.69
EBITDA$80.2M$68.7M$45.6M$39.2M$87.0M
Operating cash flow-$579.2M-$153.0M-$169.2M-$62.4M$140.9M
Free cash flow-$589.5M-$153.5M-$169.7M-$62.4M$140.9M
Diluted shares26.7M25.2M24.3M24.2M22.8M

Balance sheet

Period endDec 31Dec 31Dec 31Dec 31
Cash & equivalents$4.2M$353.1M$153.1M$53.7M
Short-term investments$451.6M$113.4M$108.3M$355.5M
Total debt$819.9M$708.0M$644.1M$539.3M
Total assets$2.74B$2.06B$1.43B$998.9M
Total liabilities$2.35B$1.76B$1.18B$623.5M
Shareholders' equity$397.6M$296.3M$249.0M$375.4M

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology