NATIONAL BANK HOLDINGS financials
$39.23−1.03%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $181.8M | $177.1M | $140.8M | $152.9M | $148.3M | $145.3M | $147.2M | $156.4M | $146.5M | $149.4M | $150.8M | $145.5M |
| Gross profit | $129.1M | $126.8M | $100.6M | $108.9M | $104.5M | $102.1M | $101.3M | $106.0M | $97.6M | $101.7M | $105.6M | $107.1M |
| Gross margin | 71.0% | 71.6% | 71.5% | 71.2% | 70.5% | 70.2% | 68.8% | 67.8% | 66.6% | 68.1% | 70.0% | 73.6% |
| Operating income | $32.6M | $25.9M | $19.1M | $43.1M | $41.5M | $29.9M | $34.7M | $39.9M | $31.8M | $38.9M | $38.9M | $45.4M |
| Net income | $26.5M | $20.4M | $16.0M | $35.0M | $34.0M | $24.0M | $28.1M | $33.0M | $26.0M | $31.4M | $33.1M | $36.1M |
| Net margin | 14.6% | 11.5% | 11.3% | 22.9% | 22.9% | 16.5% | 19.1% | 21.1% | 17.8% | 21.0% | 22.0% | 24.8% |
| Diluted EPS | $0.58 | $0.46 | $0.42 | $0.92 | $0.88 | $0.63 | $0.73 | $0.86 | $0.68 | $0.82 | $0.87 | $0.94 |
| EBITDA | $32.6M | $25.9M | $19.1M | $43.1M | $41.5M | $29.9M | $34.7M | $39.9M | $31.8M | $38.9M | $38.9M | $45.4M |
| Operating cash flow | $135.1M | -$56.8M | $38.1M | $52.4M | $32.3M | $39.6M | $46.4M | $47.0M | $31.9M | $30.0M | $44.6M | $48.1M |
| Free cash flow | $131.0M | -$62.3M | $30.0M | $46.5M | $26.5M | $29.5M | $38.2M | $39.4M | $18.6M | $24.5M | $32.5M | $39.9M |
| Diluted shares | 44.9M | 44.6M | 37.9M | 38.0M | 38.2M | 38.2M | 38.6M | 38.5M | 38.4M | 38.2M | 38.1M | 38.1M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $380.7M | $472.8M | $417.1M | $555.6M | $296.5M | $246.3M |
| Short-term investments | $1.44B | $1.45B | $1.26B | $1.38B | $1.43B | $1.42B |
| Total debt | $327.0M | $202.1M | $54.5M | $54.7M | $239.4M | $134.6M |
| Total assets | $12.59B | $12.61B | $9.88B | $10.15B | $10.00B | $10.10B |
| Total liabilities | $10.92B | $10.95B | $8.50B | $8.78B | $8.65B | $8.77B |
| Shareholders' equity | $1.67B | $1.66B | $1.39B | $1.37B | $1.35B | $1.33B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology