NASDAQ · NBBKFinancialsBanking & Credit

NB Bancorp financials

$22.27−1.29%
Close Sep 29, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
FY23
Dec 31
Revenue$351.9M$305.1M$237.5M
Gross profit$213.7M$173.8M$147.1M
Gross margin60.7%57.0%61.9%
Operating income$71.1M$58.6M$11.8M
Net income$50.3M$42.1M$9.8M
Net margin14.3%13.8%4.1%
Diluted EPS$1.34$1.07$0.23
EBITDA$88.4M$58.6M$11.8M
Operating cash flow$60.8M$43.2M$52.9M
Free cash flow$57.4M$41.3M$50.0M
Diluted shares37.6M39.4M42.0M

Balance sheet

Period endDec 31Dec 31Dec 31
Cash & equivalents$326.0M$211.2M$90.5M
Short-term investments$384.6M$405.3M$410.3M
Total debt$196.2M$120.8M$283.3M
Total assets$7.01B$5.16B$4.53B
Total liabilities$6.15B$4.39B$3.78B
Shareholders' equity$858.9M$765.2M$758.0M

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology