NASDAQ · NAVI

Navient Holdings, Inc. Common Stock (NAVI)

$8.82−2.76%
Close Nov 5, 2026 · split-adjusted
Nov 3, 2026$8.26▼ 32.30% in range
Nov 3, 2025Low $7.44 · High $13.28Nov 3, 2026
What changed · written from our data
As of Nov 5, 2026

Navient Holdings closed at $8.82 on Nov 5, down 2.76%, 33.6% below its 52-week closing high. Volume of 2.1M shares was 1.43× its 20-day average (above normal).

Split-adjusted performance: -2.4% over one month, +0.3% over six months, -26.5% over one year.

In the quarter ended Jun 30, 2026, revenue was $710M, down 11.9% from a year earlier, with a net margin of 3.5%.

Short interest was 11.9M shares at the Oct 15 settlement, up 2.4% from the prior report (18.7% of float, 10.3 days to cover).

Market cap$827.2M93.8M shares
Revenue · quarter$710.0M−11.9% YoY
Diluted EPS$0.26+100.0% YoY
P/E · TTM—P/S 0.3×
Net margin3.5%Gross 21.1%
Dividend yield7.26%$0.16 last paid
52-week range7.44 – 13.28−33.6% from high
Volume2.1M1.43× 20-day avg
Volatility · 60d47.9%Annualised
Short % of float18.7%10.3 days to cover
Net cash-$42.08BCash $2.25B
Next earnings—Not scheduled
Split-adjusted performance
1W −2.9%1M −2.4%3M −2.9%6M +0.3%YTD −32.2%1Y −26.5%3Y −44.6%5Y −54.7%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within industry

Not enough peers to rank

6-month momentum—
Revenue growth—
Net margin—
Value (low P/E)—
Size—

Short interest

Details →
Shares short11.9M+2.4% vs prior
Days to cover10.3Settled Oct 15
% of float18.7%
Short vol. 10d46.4%of daily volume

Quick answers

What does Navient Holdings do?
Navient Holdings Inc provides technology-enabled education finance solutions that simplify complex programs and help millions of people achieve success. The company operates its business in two segments: Federal Education Loans, and Consumer Lending.
What is NAVI's market cap?
$827.17M, based on the Nov 5 close of $8.82.
Does Navient Holdings pay a dividend?
Yes. The latest regular dividend was $0.16 per share (ex-date Sep 4), an annualised yield of 7.26%.
How much of NAVI is sold short?
11.9M shares, 18.7% of float, as of Oct 15, 2026.

About Navient Holdings

Navient Holdings Inc provides technology-enabled education finance solutions that simplify complex programs and help millions of people achieve success. The company operates its business in two segments: Federal Education Loans, and Consumer Lending. A majority of its revenue is generated from the Federal Education Loans segment, in which the company owns and manages the Federal Family Education Loan Program (FFELP) loans, generating revenue mainly in the form of net interest income. The Consumer Lending segment owns and manages private education loans and is the master servicer for these portfolios. Through its Earnest brand, the company also refinances and originates in-school private educational loans.

670 employeesListed Apr 17, 2014navient.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology