First Western Financial financials
$30.16−1.18%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $186.4M | $180.3M | $167.5M | $128.9M | $102.1M | $104.5M | $77.6M | $66.0M |
| Gross profit | $101.9M | $92.0M | $93.1M | $111.6M | $96.6M | $97.3M | $64.6M | $57.8M |
| Gross margin | 54.7% | 51.0% | 55.6% | 86.6% | 94.7% | 93.1% | 83.3% | 87.6% |
| Operating income | $17.1M | $11.6M | $7.1M | $28.8M | $27.3M | $33.1M | $10.2M | $7.4M |
| Net income | $13.2M | $8.5M | $5.2M | $21.7M | $20.6M | $24.5M | $8.0M | $4.3M |
| Net margin | 7.1% | 4.7% | 3.1% | 16.8% | 20.2% | 23.5% | 10.3% | 6.5% |
| Diluted EPS | $1.34 | $0.87 | $0.54 | $2.23 | $2.50 | $3.08 | $1.01 | $0.63 |
| EBITDA | $17.1M | $11.6M | $7.1M | $28.8M | $27.3M | $33.2M | $11.8M | $7.4M |
| Operating cash flow | -$1.8M | $606.0K | $21.9M | $48.3M | $162.5M | -$93.3M | -$21.5M | $17.8M |
| Free cash flow | -$5.8M | -$607.0K | $19.5M | $45.4M | $160.4M | -$94.5M | -$21.9M | $17.1M |
| Diluted shares | 9.8M | 9.8M | 9.5M | 9.7M | 8.2M | 8.0M | 7.9M | 6.8M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $9.8M | $9.8M | $7.3M | $4.9M | $6.5M | $2.4M |
| Short-term investments | $337.9M | $309.8M | $328.4M | $279.8M | $438.6M | $190.3M |
| Total debt | $44.8M | $52.6M | $52.3M | $52.1M | $39.0M | $24.3M |
| Total assets | $3.15B | $2.92B | $2.98B | $2.87B | $2.53B | $1.97B |
| Total liabilities | $2.89B | $2.67B | $2.73B | $2.63B | $2.31B | $1.82B |
| Shareholders' equity | $265.6M | $252.3M | $242.7M | $240.9M | $219.0M | $155.0M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology