MVB Financial financials
$29.50−0.57%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $235.6M | $228.8M | $209.5M | $153.5M | $139.3M | $172.3M | $147.0M | $108.4M | $97.3M |
| Gross profit | $167.7M | $152.1M | $143.0M | $139.4M | $133.0M | $160.7M | $124.0M | $90.7M | $85.0M |
| Gross margin | 71.2% | 66.5% | 68.2% | 90.8% | 95.5% | 93.3% | 84.4% | 83.7% | 87.4% |
| Operating income | $36.9M | $26.3M | $27.3M | $15.0M | $47.5M | $46.9M | $35.0M | $15.4M | $12.3M |
| Net income | $26.9M | $20.1M | $31.2M | $15.0M | $39.1M | $37.0M | $26.5M | $11.5M | $7.1M |
| Net margin | 11.4% | 8.8% | 14.9% | 9.8% | 28.1% | 21.4% | 18.0% | 10.6% | 7.3% |
| Diluted EPS | $2.06 | $1.53 | $2.40 | $1.17 | $3.10 | $3.06 | $2.20 | $1.00 | $0.68 |
| EBITDA | $36.9M | $26.3M | $27.3M | $15.0M | $47.5M | $46.9M | $35.0M | $15.4M | $12.3M |
| Operating cash flow | $4.0M | -$285.0K | $58.2M | $7.4M | $34.8M | $112.2M | -$8.1M | $6.7M | $33.1M |
| Free cash flow | $2.3M | -$1.9M | $56.7M | $4.4M | $30.3M | $107.3M | -$10.1M | $4.0M | $28.9M |
| Diluted shares | 13.1M | 13.1M | 13.0M | 12.9M | 12.6M | 12.1M | 12.0M | 12.7M | 10.4M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $10.6M | $7.9M | $6.6M | $5.3M | $8.9M | $30.9M |
| Short-term investments | $781.5M | $841.8M | $853.8M | $529.8M | $795.2M | $729.5M |
| Total debt | $74.0M | $73.8M | $80.3M | $83.1M | $73.0M | $43.4M |
| Total assets | $3.31B | $3.13B | $3.31B | $3.07B | $2.79B | $2.33B |
| Total liabilities | $2.97B | $2.82B | $3.02B | $2.81B | $2.52B | $2.09B |
| Shareholders' equity | $334.0M | $305.8M | $289.3M | $261.4M | $275.3M | $239.5M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology