Medallion Financial financials
$12.04−0.08%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $353.3M | $302.0M | $262.4M | $206.1M | $190.5M | $139.0M | $152.9M | $142.8M | $19.7M | $25.5M |
| Gross profit | $254.9M | $213.9M | $199.4M | $170.0M | $159.4M | $104.9M | $117.9M | $114.5M | $6.0M | $12.9M |
| Gross margin | 72.1% | 70.8% | 76.0% | 82.4% | 83.7% | 75.4% | 77.1% | 80.1% | 30.2% | 50.4% |
| Operating income | $79.9M | $62.9M | $86.0M | $67.8M | $81.9M | -$37.0M | $2.3M | -$10.7M | -$7.8M | -$9.9M |
| Net income | $43.0M | $35.9M | $55.1M | $43.8M | $54.1M | -$34.8M | -$1.8M | -$25.0M | $278.0K | $23.5M |
| Net margin | 12.2% | 11.9% | 21.0% | 21.3% | 28.4% | −25.0% | −1.2% | −17.5% | 1.4% | 92.2% |
| Diluted EPS | $1.78 | $1.52 | $2.37 | $1.83 | $2.17 | $-1.42 | $-0.07 | $-1.03 | $0.01 | $0.97 |
| EBITDA | $79.9M | $65.9M | $86.0M | $67.8M | $81.9M | -$37.0M | $2.3M | -$5.1M | -$7.8M | -$9.9M |
| Operating cash flow | $126.3M | $108.7M | $113.8M | $108.7M | $78.7M | $78.7M | $64.9M | $66.6M | $13.3M | $61.6M |
| Free cash flow | $126.3M | $108.7M | $113.8M | $108.7M | $78.7M | $78.7M | $64.9M | $66.6M | $13.3M | $61.6M |
| Diluted shares | 24.2M | 23.6M | 23.2M | 23.9M | 24.9M | 24.4M | 24.3M | 24.2M | 24.1M | 24.2M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $136.3M | $98.2M | $52.6M | $33.2M | $64.5M | $54.7M |
| Short-term investments | $133.6M | $135.3M | $163.0M | $131.2M | $114.5M | $113.8M |
| Total debt | $311.2M | $281.2M | $243.5M | $219.3M | $220.0M | $241.1M |
| Total assets | $2.96B | $2.87B | $2.59B | $2.26B | $1.87B | $1.64B |
| Total liabilities | $2.45B | $2.43B | $2.18B | $1.89B | $1.52B | $1.34B |
| Shareholders' equity | $508.0M | $439.0M | $411.8M | $370.5M | $355.8M | $304.6M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology