NASDAQ · MBINLFinancialsBanking & Credit

Merchants Bancorp Depositary Shares, Each Representing a 1/40thInterest in a Share of 7.25% Fixed Rate Series E Non-CumulativePerpetual Preferred Stock, without par value financials

$23.26−0.09%
Close Sep 29, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
Revenue$1.37B$1.45B
Gross profit$681.4M$670.7M
Gross margin49.9%46.2%
Operating income$263.8M$422.6M
Net income$173.6M$283.7M
Net margin12.7%19.6%
Diluted EPS$3.78$6.30
EBITDA$263.8M$422.6M
Operating cash flow-$341.2M-$835.3M
Free cash flow-$362.2M-$853.7M
Diluted shares45.9M45.0M

Balance sheet

Period endDec 31Dec 31
Cash & equivalents$15.8M$11.0M
Short-term investments$3.45B$3.76B
Total debt$3.84B$4.39B
Total assets$19.45B$18.81B
Total liabilities$17.17B$16.56B
Shareholders' equity$2.28B$2.24B

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology