NYSE · LNCFinancialsInsurance

Lincoln National financials

$40.88−1.94%
Close Sep 28, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
FY23
Dec 31
FY22
Dec 31
FY21
Dec 31
FY20
Dec 31
FY19
Dec 31
FY18
Dec 31
FY17
Dec 31
FY16
Dec 31
Revenue$18.21B$18.44B$11.64B$18.81B$17.71B$17.44B$17.26B$16.42B$14.26B$13.33B
Gross profit$10.25B$10.52B$5.51B$10.33B$9.39B$8.76B$9.38B$9.64B$9.10B$8.64B
Gross margin56.3%57.1%47.3%54.9%53.0%50.2%54.3%58.7%63.8%64.8%
Operating income$1.37B$4.17B-$969.0M$2.01B$5.00B$775.0M$1.31B$2.26B$1.43B$1.80B
Net income$1.09B$3.19B-$835.0M$1.34B$3.78B$499.0M$886.0M$1.64B$2.08B$1.19B
Net margin6.0%17.3%−7.2%7.2%21.3%2.9%5.1%10.0%14.6%8.9%
Diluted EPS$5.83$18.41$-4.92$7.78$19.96$2.56$4.38$7.47$9.19$5.03
EBITDA$1.37B$4.17B-$969.0M$2.64B$4.96B$734.0M$1.28B$2.25B$2.31B$1.72B
Operating cash flow-$167.0M-$2.01B-$2.07B$3.61B-$217.0M$268.0M-$176.0M$2.06B$667.0M$1.10B
Free cash flow-$4.42B-$6.15B-$4.02B$3.61B-$3.30B—————
Diluted shares186.1M173.1M170.7M172.7M189.3M194.5M202.1M219.6M226.2M236.8M

Balance sheet

Period endDec 31Dec 31Dec 31Dec 31Dec 31Dec 31
Cash & equivalents$9.50B$5.80B$3.37B$3.34B$2.61B$1.71B
Short-term investments$180.09B$168.44B$158.26B$143.54B$182.58B$168.50B
Total debt$14.22B$16.18B$14.05B$13.17B$15.57B$12.90B
Total assets$417.20B$390.83B$372.41B$334.33B$387.30B$365.95B
Total liabilities$406.30B$382.56B$365.52B$329.23B$367.03B$343.25B
Shareholders' equity$10.91B$8.27B$6.89B$5.10B$20.27B$22.70B

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology