loanDepot financials
$0.6061−0.61%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 |
|---|---|---|---|---|---|---|---|
| Revenue | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $257.3M | $179.1M |
| Gross profit | -$83.5M | -$84.2M | -$67.1M | -$120.9M | -$193.3M | $257.3M | $179.1M |
| Gross margin | — | — | — | — | — | 100.0% | 100.0% |
| Operating income | -$1.14B | -$1.11B | -$1.08B | -$1.82B | -$2.98B | -$2.04B | -$1.13B |
| Net income | -$62.6M | -$98.3M | -$110.1M | -$273.0M | $113.5M | $0.00 | $0.00 |
| Net margin | — | — | — | — | — | 0.0% | 0.0% |
| Diluted EPS | $-0.30 | $-0.53 | $-0.63 | $-1.75 | $0.87 | $0.00 | $0.00 |
| EBITDA | -$1.11B | -$1.08B | -$1.04B | -$1.72B | -$2.93B | -$2.04B | -$1.08B |
| Operating cash flow | -$707.5M | -$858.3M | -$174.2M | -$1.51B | -$2.10B | -$2.06B | -$1.53B |
| Free cash flow | -$734.6M | -$884.7M | -$194.8M | -$1.56B | -$2.16B | -$2.10B | -$1.54B |
| Diluted shares | 211.0M | 185.6M | 174.9M | 156.0M | 130.0M | — | — |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $337.2M | $421.6M | $660.7M | $864.0M | $419.6M | $284.2M |
| Short-term investments | $85.6M | $87.5M | $92.9M | $94.2M | $72.9M | $0.00 |
| Total debt | $5.00B | $4.40B | $4.93B | $4.44B | $9.09B | $7.29B |
| Total assets | $6.86B | $6.34B | $6.15B | $6.61B | $11.81B | $10.89B |
| Total liabilities | $6.47B | $5.84B | $5.45B | $5.69B | $10.18B | $9.24B |
| Shareholders' equity | $386.0M | $506.6M | $704.5M | $921.5M | $1.63B | $1.66B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology