NASDAQ · KSPI

Joint Stock Company Kaspi.kz American Depository Shares financials

$95.75−0.07%
Close Sep 29, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

QuarterQ4 '25
Dec 31
Q4 '24
Dec 31
Revenue——
Gross profit——
Gross margin——
Operating income——
Net income——
Net margin——
Diluted EPS——
EBITDA$0.00$0.00
Operating cash flow——
Free cash flow——
Diluted shares191.9M191.4M

Balance sheet

Period endDec 31Dec 31
Cash & equivalents$1.78B$1.18B
Short-term investments$2.33B$2.87B
Total debt$654.7M$216.4M
Total assets$21.84B$15.98B
Total liabilities$16.71B$12.98B
Shareholders' equity$5.13B$3.00B

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology