Kinsale Capital Group financials
$323.25−0.51%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.87B | $1.59B | $1.22B | $838.8M | $653.5M | $459.9M | $315.9M | $222.1M | $186.8M | $141.6M |
| Gross profit | $646.6M | $528.8M | $395.3M | $200.6M | $329.1M | $196.1M | $146.3M | $94.1M | $83.1M | $70.7M |
| Gross margin | 34.5% | 33.3% | 32.3% | 23.9% | 50.4% | 42.6% | 46.3% | 42.4% | 44.5% | 49.9% |
| Operating income | $644.9M | $524.9M | $394.3M | $199.8M | $189.8M | $100.6M | $76.1M | $40.5M | $38.5M | $39.5M |
| Net income | $503.6M | $414.8M | $308.1M | $159.1M | $152.7M | $88.4M | $63.3M | $33.8M | $24.9M | $11.8M |
| Net margin | 26.9% | 26.1% | 25.2% | 19.0% | 23.4% | 19.2% | 20.0% | 15.2% | 13.3% | 8.3% |
| Diluted EPS | $21.65 | $17.78 | $13.22 | $6.88 | $6.62 | $3.87 | $2.86 | $1.56 | $1.16 | $0.56 |
| EBITDA | $650.8M | $530.7M | $397.6M | $202.6M | $192.1M | $102.2M | $76.7M | $41.1M | $39.0M | $40.2M |
| Operating cash flow | $1.04B | $976.3M | $859.8M | $557.8M | $407.0M | $280.0M | $178.4M | $104.0M | $113.9M | $124.5M |
| Free cash flow | $990.1M | $952.4M | $853.2M | $550.9M | $401.1M | $247.1M | $158.7M | $102.7M | $113.7M | $123.9M |
| Diluted shares | 23.3M | 23.3M | 23.3M | 23.1M | 23.1M | 22.9M | 22.1M | 21.7M | 21.5M | 21.1M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $163.4M | $113.2M | $126.7M | $156.3M | $121.0M | $77.1M |
| Short-term investments | $0.00 | $0.00 | $0.00 | $0.00 | — | — |
| Total debt | $224.4M | $184.1M | $183.8M | $195.7M | $42.7M | $42.6M |
| Total assets | $6.04B | $4.89B | $3.77B | $2.75B | $2.03B | $1.55B |
| Total liabilities | $4.08B | $3.40B | $2.69B | $2.00B | $1.33B | $970.7M |
| Shareholders' equity | $1.96B | $1.48B | $1.09B | $745.4M | $699.3M | $576.2M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology