Kentucky First Federal Bancorp financials
$5.86+3.96%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q3 '26 Mar 31 | Q2 '26 Dec 31 | Q1 '26 Sep 30 | Q4 '25 Jun 30 | Q3 '25 Mar 31 | Q2 '25 Dec 31 | Q1 '25 Sep 30 | Q4 '24 Jun 30 | Q3 '24 Mar 31 | Q2 '24 Dec 31 | Q1 '24 Sep 30 | Q4 '23 Jun 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $5.4M | $5.4M | $5.2M | $5.1M | $4.9M | $5.0M | $4.8M | $4.5M | $4.3M | $4.0M | $3.8M | $3.6M |
| Gross profit | $3.0M | $2.8M | $2.7M | $2.4M | $2.2M | $2.2M | $2.0M | $2.0M | $1.8M | $1.7M | $1.7M | $2.0M |
| Gross margin | 55.7% | 52.9% | 51.0% | 47.3% | 44.9% | 44.6% | 42.2% | 43.5% | 43.4% | 42.9% | 45.8% | 55.5% |
| Operating income | $755.0K | $401.0K | $453.0K | $239.0K | $15.0K | $6.0K | -$21.0K | -$1.1M | -$145.0K | -$455.0K | -$244.0K | $53.0K |
| Net income | $581.0K | $304.0K | $344.0K | $176.0K | $7.0K | $13.0K | -$15.0K | -$1.1M | -$107.0K | -$361.0K | -$175.0K | $42.0K |
| Net margin | 10.8% | 5.7% | 6.6% | 3.5% | 0.1% | 0.3% | −0.3% | −24.0% | −2.5% | −9.1% | −4.6% | 1.2% |
| Diluted EPS | $0.07 | $0.04 | $-0.04 | $0.01 | $0.00 | $0.00 | $0.00 | $-0.13 | $-0.01 | $-0.05 | $-0.02 | $0.01 |
| EBITDA | $755.0K | $401.0K | $453.0K | $239.0K | $15.0K | $6.0K | -$21.0K | -$170.0K | -$145.0K | -$455.0K | -$244.0K | $53.0K |
| Operating cash flow | $886.0K | -$303.0K | $450.0K | $29.0K | -$155.0K | $1.4M | -$1.4M | -$186.0K | -$176.0K | -$522.0K | -$570.0K | $150.0K |
| Free cash flow | $823.0K | -$367.0K | $445.0K | $28.0K | -$220.0K | $1.4M | -$1.4M | -$192.0K | -$191.0K | -$546.0K | -$591.0K | $145.0K |
| Diluted shares | 8.1M | 8.1M | 8.4M | 24.3M | 8.1M | 8.1M | 8.1M | 8.1M | 8.1M | 8.1M | 8.1M | 8.1M |
Balance sheet
| Period end | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $2.3M | $2.3M | $1.9M | $2.3M | $2.6M | $4.7M |
| Short-term investments | $33.2M | $32.5M | $28.1M | $31.0M | $37.5M | $29.5M |
| Total debt | $48.9M | $51.4M | $43.8M | $42.8M | $53.4M | $61.8M |
| Total assets | $374.5M | $375.3M | $366.5M | $371.2M | $380.7M | $374.2M |
| Total liabilities | $324.9M | $326.2M | $317.7M | $322.8M | $332.6M | $326.2M |
| Shareholders' equity | $49.7M | $49.1M | $48.8M | $48.4M | $48.2M | $48.1M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology