Navient Corporation 6% Senior Notes due December 15, 2043 financials
$17.09−1.21%
Close Sep 28, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $710.0M | $716.0M | $765.0M | $800.0M | $806.0M | $828.0M | $949.0M | $1.22B | $1.09B | $1.16B | $1.14B | $1.30B |
| Gross profit | $150.0M | $152.0M | $137.0M | $161.0M | $156.0M | $156.0M | $223.0M | $396.0M | $247.0M | $287.0M | $222.0M | $422.0M |
| Gross margin | 21.1% | 21.2% | 17.9% | 20.1% | 19.4% | 18.8% | 23.5% | 32.4% | 22.7% | 24.7% | 19.4% | 32.4% |
| Operating income | $39.0M | $32.0M | -$7.0M | -$117.0M | $18.0M | -$5.0M | $26.0M | $12.0M | $48.0M | $88.0M | -$36.0M | $110.0M |
| Net income | $25.0M | $17.0M | -$5.0M | -$86.0M | $14.0M | -$2.0M | $24.0M | -$2.0M | $36.0M | $73.0M | -$28.0M | $79.0M |
| Net margin | 3.5% | 2.4% | −0.7% | −10.8% | 1.7% | −0.2% | 2.5% | −0.2% | 3.3% | 6.3% | −2.4% | 6.1% |
| Diluted EPS | $0.26 | $0.17 | $-0.05 | $-0.87 | $0.13 | $-0.02 | $0.22 | $-0.02 | $0.32 | $0.64 | $-0.24 | $0.65 |
| EBITDA | $42.0M | $32.0M | $5.0M | -$112.0M | $18.0M | -$2.0M | $31.0M | $170.0M | $64.0M | $89.0M | -$42.0M | $117.0M |
| Operating cash flow | $143.0M | -$47.0M | $174.0M | $70.0M | $126.0M | $71.0M | $8.0M | -$10.0M | $279.0M | $182.0M | $310.0M | $122.0M |
| Free cash flow | $143.0M | -$47.0M | $174.0M | $70.0M | $126.0M | $71.0M | $8.0M | -$10.0M | $279.0M | $182.0M | $310.0M | $122.0M |
| Diluted shares | 95.0M | 96.0M | 95.0M | 98.0M | 101.0M | 102.0M | 110.0M | 108.0M | 112.0M | 114.0M | 116.0M | 121.0M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $770.0M | $621.0M | $637.0M | $571.0M | $712.0M | $642.0M |
| Short-term investments | $1.49B | $1.66B | $1.63B | $1.45B | $1.50B | $1.54B |
| Total debt | $44.34B | $45.11B | $45.71B | $46.33B | $47.10B | $47.73B |
| Total assets | $47.30B | $48.00B | $48.68B | $49.31B | $50.22B | $50.95B |
| Total liabilities | $44.90B | $45.63B | $46.28B | $46.87B | $47.66B | $48.36B |
| Shareholders' equity | $2.40B | $2.38B | $2.40B | $2.44B | $2.56B | $2.59B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology