NASDAQ · JFIN
Jiayin Group financials
$1.39−3.47%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 |
|---|---|---|---|---|---|---|---|
| Revenue | $889.3M | $794.8M | $772.3M | $474.3M | $280.1M | $199.3M | $320.3M |
| Gross profit | $889.3M | $794.8M | $772.3M | $474.3M | $277.7M | $199.3M | $320.3M |
| Gross margin | 100.0% | 100.0% | 100.0% | 100.0% | 99.1% | 100.0% | 100.0% |
| Operating income | $256.9M | $171.0M | $188.2M | $171.4M | $68.0M | $46.3M | $76.8M |
| Net income | $219.5M | $144.7M | $183.3M | $171.0M | $74.3M | $38.8M | $75.8M |
| Net margin | 24.7% | 18.2% | 23.7% | 36.1% | 26.5% | 19.5% | 23.7% |
| Diluted EPS | $1.05 | $0.68 | $0.86 | $0.79 | $0.34 | $0.18 | $0.36 |
| EBITDA | $267.0M | $173.4M | $189.6M | $172.8M | $70.4M | $49.8M | $79.3M |
| Operating cash flow | $179.7M | $195.3M | $55.0M | $19.4M | $29.0M | -$5.4M | $3.8M |
| Free cash flow | $88.9M | $94.0M | $50.6M | $16.8M | $28.6M | -$5.6M | -$189.0K |
| Diluted shares | 208.9M | 212.4M | 214.0M | 215.3M | 216.1M | 216.1M | 210.4M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $8.8M | $74.1M | $52.3M | $42.2M | $28.6M | $18.0M |
| Short-term investments | $0.00 | $0.00 | $0.00 | $0.00 | — | — |
| Total debt | $95.9M | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Total assets | $1.25B | $741.2M | $797.4M | $437.9M | $152.4M | $80.5M |
| Total liabilities | $618.1M | $312.7M | $461.2M | $258.0M | $148.4M | $151.6M |
| Shareholders' equity | $633.4M | $428.5M | $336.3M | $180.0M | $4.0M | -$71.1M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology