NASDAQ · ISBAFinancialsBanking & Credit

Isabella Bank financials

$38.03+0.40%
Close Sep 29, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

QuarterQ2 '26
Jun 30
Q1 '26
Mar 31
Q4 '25
Dec 31
Q3 '25
Sep 30
Q2 '25
Jun 30
Revenue$30.6M$29.5M$29.7M$29.2M$26.9M
Gross profit$22.5M$21.2M$21.2M$20.5M$18.8M
Gross margin73.4%72.0%71.2%70.1%69.9%
Operating income$6.2M$6.0M$6.8M$6.3M$6.2M
Net income$5.0M$5.0M$4.7M$5.2M$5.0M
Net margin16.5%16.9%15.8%18.0%18.7%
Diluted EPS$0.69$0.68$0.64$0.71$0.68
EBITDA$6.7M$6.0M$6.8M$6.3M$6.2M
Operating cash flow$7.7M$3.8M$11.5M$2.7M$7.8M
Free cash flow$7.3M$3.2M$10.6M$1.7M$7.2M
Diluted shares7.3M7.3M7.3M7.4M7.4M

Balance sheet

Period endJun 30Mar 31Dec 31Sep 30Jun 30
Cash & equivalents$41.8M$23.9M$26.0M$32.1M$34.2M
Short-term investments$444.9M$524.6M$503.4M$646.7M$580.5M
Total debt$29.6M$29.5M$74.5M$29.5M$29.5M
Total assets$2.22B$2.25B$2.21B$2.26B$2.16B
Total liabilities$1.97B$2.02B$1.98B$2.03B$1.94B
Shareholders' equity$248.7M$234.0M$231.4M$227.4M$220.5M

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology