NYSE · IFS

Intercorp Financial Services financials

$54.56−1.73%
Close Sep 29, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
FY23
Dec 31
FY22
Dec 31
FY21
Dec 31
FY20
Dec 31
FY19
Dec 31
Revenue$2.76B$2.39B$2.39B$7.55B$6.34B$1.70B$1.92B
Gross profit$2.09B$1.73B$1.69B$5.89B$5.28B$1.37B$1.49B
Gross margin75.7%72.3%70.7%78.0%83.3%80.7%77.6%
Operating income$737.7M$484.8M$412.1M$2.42B$2.66B$175.5M$665.7M
Net income$574.1M$347.1M$289.9M$1.67B$1.79B$105.9M$435.0M
Net margin20.8%14.5%12.1%22.1%28.3%6.2%22.6%
Diluted EPS$5.14$3.04$2.52$14.45$15.51$0.92$3.86
EBITDA$737.7M$484.8M$412.1M$2.42B$2.66B$175.5M$665.7M
Operating cash flow$543.8M$776.9M$777.1M-$1.01B$1.35B$3.59B$503.7M
Free cash flow$455.3M$761.1M$746.0M-$1.15B$1.26B$3.57B$503.5M
Diluted shares111.7M114.3M115.0M115.4M115.4M115.4M112.8M

Balance sheet

Period endDec 31Dec 31Dec 31Dec 31Jan 1Dec 31
Cash & equivalents$949.8M$1.07B$3.06B$4.01B$3.93B$938.5M
Short-term investments$11.60B$9.52B$34.01B$32.26B$37.75B$10.96B
Total debt$1.66B$1.62B$5.55B$7.91B$8.39B$2.15B
Total assets$29.44B$25.50B$89.62B$87.48B$89.95B$24.37B
Total liabilities$25.75B$22.57B$79.62B$78.06B$81.22B$21.90B
Shareholders' equity$3.69B$2.93B$10.01B$9.43B$8.73B$2.47B

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology