International Bancshares financials
$68.94−0.85%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.06B | $1.04B | $970.1M | $712.9M | $620.4M | $577.6M | $647.2M | $630.9M | $565.5M | $549.6M |
| Gross profit | $842.2M | $833.6M | $833.4M | $674.8M | $593.6M | $538.5M | $588.6M | $578.2M | $526.6M | $506.5M |
| Gross margin | 79.7% | 79.9% | 85.9% | 94.6% | 95.7% | 93.2% | 90.9% | 91.7% | 93.1% | 92.2% |
| Operating income | $520.4M | $508.7M | $523.5M | $382.6M | $322.3M | $211.8M | $260.0M | $272.6M | $221.6M | $197.0M |
| Net income | $412.3M | $409.2M | $411.8M | $300.2M | $253.9M | $167.3M | $205.1M | $215.9M | $157.4M | $133.9M |
| Net margin | 39.0% | 39.2% | 42.4% | 42.1% | 40.9% | 29.0% | 31.7% | 34.2% | 27.8% | 24.4% |
| Diluted EPS | $6.62 | $6.57 | $6.62 | $4.78 | $4.00 | $2.62 | $3.12 | $3.24 | $2.36 | $2.02 |
| EBITDA | $520.4M | $508.7M | $523.5M | $382.6M | $322.3M | $211.8M | $260.0M | $272.6M | $227.4M | $204.4M |
| Operating cash flow | $491.1M | $473.9M | $474.4M | $387.9M | $291.7M | $305.1M | $311.6M | $229.8M | $196.8M | $203.2M |
| Free cash flow | $473.0M | $460.7M | $447.2M | $382.2M | $290.6M | $299.3M | $283.8M | $213.0M | $184.7M | $168.1M |
| Diluted shares | 62.3M | 62.3M | 62.2M | 62.8M | 63.5M | 63.9M | 65.7M | 66.6M | 66.8M | 66.3M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $536.5M | $352.7M | $651.1M | $2.09B | $3.21B | $2.00B |
| Short-term investments | $5.42B | $5.35B | $5.17B | $4.79B | $4.52B | $3.34B |
| Total debt | $119.2M | $119.4M | $119.6M | $145.6M | $570.8M | $571.0M |
| Total assets | $16.58B | $15.74B | $15.07B | $15.50B | $16.05B | $14.03B |
| Total liabilities | $13.32B | $12.94B | $12.62B | $13.46B | $13.74B | $11.85B |
| Shareholders' equity | $3.25B | $2.80B | $2.45B | $2.04B | $2.31B | $2.18B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology