NASDAQ · HQYIndustrialsBusiness Services

HealthEquity, Inc (HQY)

$103.46−4.94%
Close Nov 5, 2026 · split-adjusted
Nov 4, 2026$108.84▲ 14.53% in range
Nov 4, 2025Low $73.21 · High $108.84Nov 4, 2026
What changed · written from our data
As of Nov 5, 2026

HealthEquity closed at $103.46 on Nov 5, down 4.94%, 4.9% below its 52-week closing high. Volume of 1.4M shares was 1.73× its 20-day average (above normal).

Split-adjusted performance: +12.6% over one month, +23.2% over six months, +8.9% over one year.

In the quarter ended Jul 31, 2026, revenue was $350.73M, up 7.6% from a year earlier, with a net margin of 18.7%.

Short interest was 5.9M shares at the Oct 15 settlement (7.3% of float, 7.8 days to cover).

Market cap$8.56B82.7M shares
Revenue · quarter$350.7M+7.6% YoY
Diluted EPS$0.78+14.7% YoY
P/E · TTM36.2×P/S 6.3×
Net margin18.7%Gross 73.5%
Dividend yieldNone
52-week range73.21 – 108.84−4.9% from high
Volume1.4M1.73× 20-day avg
Volatility · 60d37.2%Annualised
Short % of float7.3%7.8 days to cover
Net cash-$675.1MCash $256.0M
Next earnings—Not scheduled
Split-adjusted performance
1W +2.1%1M +12.6%3M −1.1%6M +23.2%YTD +12.9%1Y +8.9%3Y +44.3%5Y +56.8%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Business Services

Percentile among 75 companies (100 = best)

6-month momentum60
Revenue growth46
Net margin84
Value (low P/E)32
Size74

Industry medians: 6-month return +11.5%, revenue growth +9.4%, net margin 5.6%, P/E 25.8×.

Short interest

Details →
Shares short5.9M−0.8% vs prior
Days to cover7.8Settled Oct 15
% of float7.3%
Short vol. 10d56.7%of daily volume

Closest peers by size in Business Services

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
HQYHealthEquity$103.46−4.94%+23.2%+7.6%18.7%36.2$8.56B
ETSYEtsy$91.53−4.89%+43.0%+10.9%123.3%8.0$7.89BCompare
ZGZILLOW GROUP$31.21−9.40%−29.1%+17.9%−0.5%127.6$7.02BCompare
ZZillow Group$30.29−10.65%−30.7%+17.9%−0.5%123.8$6.81BCompare
LYFTLyft$17.84−4.80%+26.0%+16.1%2.7%2.4$6.75BCompare
EXLSExlService Holdings$43.61+1.14%+39.2%+19.7%10.8%25.2$6.58BCompare
AKAMAkamai Technologies$77.84−9.41%−33.3%+5.4%7.2%27.2$11.19BCompare
MBGLMobility Global$19.86+0.35%————$6.36BCompare
XMTRXometry$109.01−3.97%+38.9%+39.7%0.8%—$6.28BCompare

Quick answers

What does HealthEquity do?
HealthEquity Inc provides solutions that allow consumers to make healthcare saving and spending decisions. It provides payment processing services, personalized benefit information, the ability to earn wellness incentives, and investment advice to grow their tax-advantaged healthcare savings.
What is HQY's market cap?
$8.56B, based on the Nov 5 close of $103.46.
What is HQY's P/E ratio?
36.2× trailing-twelve-month earnings of $236.49M.
Does HealthEquity pay a dividend?
No regular cash dividend has been paid in the last year.
How much of HQY is sold short?
5.9M shares, 7.3% of float, as of Oct 15, 2026.
What sector is HQY in?
Industrials, in the Business Services industry.

About HealthEquity

HealthEquity Inc provides solutions that allow consumers to make healthcare saving and spending decisions. It provides payment processing services, personalized benefit information, the ability to earn wellness incentives, and investment advice to grow their tax-advantaged healthcare savings. It manages consumers' tax-advantaged health savings accounts (HSAs) and other consumer-directed benefits (CDBs) offered by employers, including flexible spending accounts and health reimbursement arrangements (FSAs and HRAs), and administers Consolidated Omnibus Budget Reconciliation Act (COBRA), commuter and other benefits. It also provides investment advisory services to customers whose account balances exceed a certain threshold. HealthEquity generates its revenue in the United States.

HQ: Draper, UT2,814 employeesListed Jul 31, 2014healthequity.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology