Horace Mann Educators financials
$45.51+1.20%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $443.5M | $429.3M | $434.8M | $438.5M | $411.7M | $416.4M | $409.0M | $412.1M | $388.1M | $386.0M | $402.9M | $378.7M |
| Gross profit | $225.2M | $220.6M | $227.5M | $236.0M | $198.3M | $203.6M | $209.9M | $192.7M | $153.8M | $182.7M | $195.6M | $153.2M |
| Gross margin | 50.8% | 51.4% | 52.3% | 53.8% | 48.2% | 48.9% | 51.3% | 46.8% | 39.6% | 47.3% | 48.5% | 40.5% |
| Operating income | $58.6M | $59.7M | $55.7M | $80.4M | $45.1M | $56.4M | $56.8M | $51.4M | $13.3M | $41.7M | $55.8M | $21.1M |
| Net income | $41.6M | $41.2M | $36.2M | $58.3M | $29.4M | $38.2M | $38.2M | $34.3M | $3.8M | $26.5M | $39.5M | $11.7M |
| Net margin | 9.4% | 9.6% | 8.3% | 13.3% | 7.1% | 9.2% | 9.3% | 8.3% | 1.0% | 6.9% | 9.8% | 3.1% |
| Diluted EPS | $1.01 | $1.00 | $0.87 | $1.40 | $0.71 | $0.92 | $0.92 | $0.83 | $0.09 | $0.64 | $0.95 | $0.28 |
| EBITDA | $65.3M | $66.4M | $62.4M | $87.2M | $51.7M | $63.4M | $63.8M | $57.8M | $19.7M | $48.3M | $62.5M | $27.7M |
| Operating cash flow | $223.7M | $61.3M | $129.9M | $151.2M | $131.3M | $140.8M | $193.5M | $143.9M | $40.2M | $74.5M | $100.4M | $47.8M |
| Free cash flow | $223.7M | $61.3M | $129.9M | $151.2M | $131.3M | $140.8M | $193.5M | $143.9M | $40.2M | $74.5M | $100.4M | $47.8M |
| Diluted shares | 41.2M | 41.2M | 41.6M | 41.6M | 41.6M | 41.6M | 41.5M | 41.4M | 41.6M | 41.5M | 41.4M | 41.4M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $46.2M | $20.9M | $27.5M | $46.7M | $40.9M | $30.3M |
| Short-term investments | $4.47B | $3.96B | $4.16B | $255.8M | $3.86B | $3.57B |
| Total debt | $594.2M | $593.8M | $593.4M | $842.9M | $547.5M | $547.2M |
| Total assets | $15.60B | $14.97B | $15.27B | $15.49B | $14.73B | $14.40B |
| Total liabilities | $14.10B | $13.50B | $13.78B | $14.05B | $13.37B | $13.05B |
| Shareholders' equity | $1.50B | $1.47B | $1.48B | $1.44B | $1.36B | $1.34B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology