NASDAQ · HBTFinancialsBanking & Credit

HBT Financial financials

$35.69−0.58%
Close Sep 29, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
FY23
Dec 31
FY22
Dec 31
FY21
Dec 31
FY20
Dec 31
FY19
Dec 31
Revenue$294.0M$287.3M$265.0M$187.8M$165.6M$161.1M$176.5M
Gross profit$237.1M$224.4M$227.1M$180.6M$159.7M$154.6M$166.6M
Gross margin80.6%78.1%85.7%96.2%96.5%96.0%94.4%
Operating income$104.5M$97.4M$88.6M$76.2M$76.6M$49.6M$72.1M
Net income$77.0M$71.8M$65.8M$56.5M$56.3M$36.8M$66.9M
Net margin26.2%25.0%24.8%30.1%34.0%22.9%37.9%
Diluted EPS$2.44$2.26$2.07$1.95$2.02$1.34$3.33
EBITDA$104.5M$97.4M$88.6M$76.2M$76.6M$52.2M$72.1M
Operating cash flow$85.1M$89.4M$65.8M$72.6M$43.0M$31.3M$89.1M
Free cash flow$74.9M$83.9M$62.9M$71.6M$42.0M$29.4M$88.2M
Diluted shares31.6M31.7M31.7M28.9M27.8M27.5M20.1M

Balance sheet

Period endDec 31Dec 31Dec 31Dec 31Dec 31Dec 31
Cash & equivalents$24.4M$29.6M$26.3M$19.0M$23.4M$24.9M
Short-term investments$1.38B$1.32B$1.41B$1.49B$1.67B$1.29B
Total debt$65.2M$105.6M$104.9M$237.2M$77.0M$76.9M
Total assets$5.07B$5.03B$5.07B$4.29B$4.31B$3.67B
Total liabilities$4.46B$4.49B$4.58B$3.91B$3.90B$3.30B
Shareholders' equity$615.5M$544.6M$489.5M$373.6M$411.9M$363.9M

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology