Happen closed at $16.69 on Nov 4, up 7.06%, 0.7% below its highest close since Sep 11. Volume of 2.6M shares was 0.92× its 20-day average (close to normal).
Split-adjusted performance: +8.7% over one month.
In the quarter ended Sep 30, 2026, revenue was $358.39M, with a net margin of 16.5%.
Short interest was 7.7M shares at the Oct 15 settlement, up 18.6% from the prior report (6.9% of float, 3.7 days to cover).
No reported quarters with price history yet.
Percentile among 435 companies (100 = best)
Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.
| Company | Price | Today | 6M | Rev. growth | Net margin | P/E | Mkt cap | |
|---|---|---|---|---|---|---|---|---|
| HAPNHappen | $16.69 | +7.06% | — | — | 16.5% | — | $1.92B | |
| PURRHyperliquid Strategies | $9.69 | −4.63% | +40.0% | — | — | — | $1.92B | Compare |
| TBBKThe Bancorp | $47.34 | +1.48% | −21.7% | −9.6% | 29.6% | 8.3 | $1.93B | Compare |
| DCOMDime Commercial Bancshares | $43.73 | +3.58% | +17.6% | +5.2% | 20.1% | 14.3 | $1.91B | Compare |
| GABCGerman American Bancorp | $50.76 | +2.34% | +16.1% | +3.1% | 30.1% | 13.4 | $1.91B | Compare |
| OCFCOceanFirst Financial | $19.01 | +3.65% | −0.2% | +32.2% | −1.4% | 39.1 | $1.87B | Compare |
| FSUNFirstSun Capital Bancorp | $40.72 | +1.80% | +10.9% | +88.2% | −8.4% | 39.7 | $1.85B | Compare |
| STBAS&T Bancorp | $52.16 | +1.74% | +17.1% | +0.4% | 25.6% | 13.1 | $1.84B | Compare |
| XXITwenty One Capital | $5.83 | +5.81% | −32.9% | — | — | — | $2.02B | Compare |
Happen Inc is a U.S. digital marketplace bank focused on the Motivated Middle - high FICO, high-income borrowers actively managing their financial lives. The bank's success is fueled by evolved credit underwriting, a proprietary technology platform, and a marketplace bank model that generates compelling revenue through loan sales, net interest income, and fee-based services.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology
