Five Star Bancorp financials
$42.36−2.35%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 |
|---|---|---|---|---|---|
| Revenue | $255.5M | $213.4M | $181.9M | $125.1M | $88.9M |
| Gross profit | $158.4M | $126.2M | $118.4M | $110.2M | $84.9M |
| Gross margin | 62.0% | 59.1% | 65.1% | 88.1% | 95.5% |
| Operating income | $83.7M | $64.7M | $66.6M | $62.9M | $47.1M |
| Net income | $61.6M | $45.7M | $47.7M | $44.8M | $42.4M |
| Net margin | 24.1% | 21.4% | 26.2% | 35.8% | 47.8% |
| Diluted EPS | $2.90 | $2.26 | $2.78 | $2.61 | $2.83 |
| EBITDA | $83.7M | $64.7M | $66.6M | $62.9M | $47.1M |
| Operating cash flow | $72.6M | $51.8M | $38.9M | $46.0M | $28.7M |
| Free cash flow | $71.4M | $51.2M | $38.3M | $45.5M | $27.9M |
| Diluted shares | 21.3M | 20.2M | 17.2M | 17.2M | 15.0M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|
| Cash & equivalents | $34.0M | $33.9M | $27.0M | $32.6M | $136.1M |
| Short-term investments | $584.9M | $438.5M | $426.6M | $367.9M | $464.2M |
| Total debt | $74.0M | $73.9M | $243.7M | $173.6M | $28.4M |
| Total assets | $4.75B | $4.05B | $3.59B | $3.23B | $2.56B |
| Total liabilities | $4.31B | $3.66B | $3.31B | $2.97B | $2.32B |
| Shareholders' equity | $445.8M | $396.6M | $285.8M | $252.8M | $235.0M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology