NASDAQ · FRMEPFinancialsBanking & Credit

First Merchants Corporation Depository Shares financials

$25.20−0.20%
Close Sep 25, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
FY23
Dec 31
FY22
Dec 31
Revenue$1.05B$1.07B$999.5M$712.9M
Gross profit$662.9M$646.7M$651.0M$628.1M
Gross margin63.0%60.2%65.1%88.1%
Operating income$259.1M$231.7M$259.2M$255.7M
Net income$224.1M$199.5M$221.9M$220.7M
Net margin21.3%18.6%22.2%31.0%
Diluted EPS$3.88$3.41$3.73$3.81
EBITDA$259.1M$231.7M$259.2M$255.7M
Operating cash flow$283.6M$266.2M$258.8M$284.3M
Free cash flow$283.6M$266.2M$258.8M$284.3M
Diluted shares57.7M58.5M59.5M58.0M

Balance sheet

Period endDec 31Dec 31Dec 31Dec 31
Cash & equivalents$84.2M$87.6M$112.6M$122.6M
Short-term investments$3.62B$3.80B$4.29B$4.43B
Total debt$856.2M$916.1M$871.5M$975.0M
Total assets$19.03B$18.31B$18.41B$18.00B
Total liabilities$16.56B$16.01B$16.16B$15.97B
Shareholders' equity$2.47B$2.30B$2.25B$2.03B

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology