FinWise Bancorp financials
$11.26−1.14%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $59.6M | $48.2M | $52.5M | $42.0M | $30.1M | $26.3M | $25.0M | $25.0M | $23.6M | $23.3M | $24.2M | $22.1M |
| Gross profit | $54.3M | $42.7M | $46.9M | $36.7M | $25.1M | $22.1M | $21.1M | $20.8M | $19.8M | $19.7M | $20.5M | $19.3M |
| Gross margin | 91.2% | 88.7% | 89.2% | 87.2% | 83.3% | 83.8% | 84.6% | 83.3% | 83.9% | 84.4% | 84.8% | 87.3% |
| Operating income | $2.8M | $3.8M | $5.5M | $6.4M | $5.4M | $4.4M | $3.7M | $4.6M | $4.2M | $4.5M | $5.8M | $6.5M |
| Net income | $2.1M | $2.7M | $4.4M | $4.7M | $3.9M | $3.2M | $3.1M | $3.3M | $3.1M | $3.3M | $4.4M | $4.7M |
| Net margin | 3.6% | 5.7% | 8.4% | 11.1% | 13.1% | 12.1% | 12.3% | 13.3% | 13.2% | 14.2% | 18.0% | 21.3% |
| Diluted EPS | $0.15 | $0.20 | $0.32 | $0.34 | $0.29 | $0.23 | $0.23 | $0.25 | $0.24 | $0.25 | $0.35 | $0.37 |
| EBITDA | $2.8M | $3.8M | $5.5M | $6.4M | $5.4M | $4.4M | $3.7M | $4.6M | $4.2M | $4.5M | $5.8M | $6.5M |
| Operating cash flow | -$25.7M | $19.7M | $8.1M | $3.5M | -$18.3M | -$21.6M | $657.0K | -$9.8M | -$7.6M | $1.8M | $9.7M | $8.3M |
| Free cash flow | -$25.8M | $19.7M | $8.1M | $3.3M | -$22.5M | -$23.0M | $619.0K | -$12.0M | -$9.0M | $568.0K | $8.6M | $6.6M |
| Diluted shares | 13.7M | 13.6M | 13.7M | 13.6M | 13.5M | 13.5M | 13.5M | 13.3M | 13.1M | 13.0M | 12.6M | 12.9M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $6.1M | $6.3M | $12.1M | $10.4M | $9.4M | $8.2M |
| Short-term investments | $124.0M | $127.7M | $189.0M | $142.7M | $130.9M | $162.8M |
| Total debt | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Total assets | $925.3M | $899.4M | $977.1M | $899.9M | $842.5M | $804.1M |
| Total liabilities | $726.1M | $702.8M | $783.9M | $712.2M | $660.5M | $626.8M |
| Shareholders' equity | $199.2M | $196.6M | $193.2M | $187.8M | $182.0M | $177.4M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology