Essent Group financials
$63.24−0.32%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $276.8M | $260.1M | $35.2M | $311.8M | $248.8M | $245.8M | $63.0M | $316.6M | $251.9M | $245.6M | $245.6M | $246.8M |
| Gross profit | $276.8M | $260.1M | $35.2M | $311.8M | $248.8M | $245.8M | $63.0M | $316.6M | $251.9M | $245.6M | $245.6M | $246.8M |
| Gross margin | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating income | $152.5M | $138.9M | -$84.5M | $207.4M | $169.0M | $143.4M | -$48.9M | $219.0M | $186.0M | $168.8M | $159.3M | $168.0M |
| Net income | $189.7M | $171.8M | $155.0M | $164.2M | $195.3M | $175.4M | $167.9M | $176.2M | $203.6M | $181.7M | $175.4M | $178.0M |
| Net margin | 68.5% | 66.1% | 440.5% | 52.7% | 78.5% | 71.4% | 266.5% | 55.6% | 80.8% | 74.0% | 71.4% | 72.1% |
| Diluted EPS | $2.08 | $1.82 | $1.60 | $1.67 | $1.93 | $1.69 | $1.58 | $1.65 | $1.91 | $1.70 | $1.64 | $1.66 |
| EBITDA | $156.2M | $143.9M | -$79.4M | $212.2M | $173.3M | $148.8M | -$42.2M | $225.8M | $192.6M | $174.8M | $159.3M | $173.5M |
| Operating cash flow | $197.1M | $192.0M | $229.1M | $215.9M | $189.5M | $221.6M | $226.7M | $229.2M | $188.7M | $216.9M | $215.5M | $195.0M |
| Free cash flow | $196.1M | $191.2M | $228.0M | $210.6M | $188.8M | $221.3M | $226.0M | $228.7M | $187.6M | $212.5M | $213.3M | $194.0M |
| Diluted shares | 91.4M | 94.6M | 96.6M | 98.5M | 101.1M | 103.9M | 106.1M | 106.6M | 106.8M | 106.8M | 106.8M | 107.0M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $74.3M | $128.3M | $123.0M | $91.4M | $92.1M | $208.1M |
| Short-term investments | $6.04B | $6.09B | $6.10B | $43.0M | $6.01B | $5.92B |
| Total debt | $496.0M | $495.6M | $495.3M | $495.0M | $494.6M | $494.3M |
| Total assets | $7.59B | $7.57B | $7.44B | $7.35B | $7.22B | $7.20B |
| Total liabilities | $1.93B | $1.87B | $1.68B | $1.61B | $1.55B | $1.55B |
| Shareholders' equity | $5.66B | $5.70B | $5.76B | $5.74B | $5.67B | $5.66B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology