Employers Holdings financials
$47.93+0.36%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $858.7M | $880.7M | $850.9M | $713.5M | $703.1M | $711.4M | $835.9M | $800.4M | $799.3M | $779.8M |
| Gross profit | $179.0M | $323.3M | $345.2M | $226.6M | $311.8M | $409.0M | $470.0M | $423.7M | $382.1M | $361.9M |
| Gross margin | 20.8% | 36.7% | 40.6% | 31.8% | 44.3% | 57.5% | 56.2% | 52.9% | 47.8% | 46.4% |
| Operating income | $12.5M | $146.8M | $154.2M | $59.3M | $147.5M | $148.1M | $194.4M | $171.0M | $143.3M | $142.3M |
| Net income | $10.8M | $118.6M | $118.1M | $48.4M | $119.3M | $119.8M | $157.1M | $141.3M | $101.2M | $106.7M |
| Net margin | 1.3% | 13.5% | 13.9% | 6.8% | 17.0% | 16.8% | 18.8% | 17.7% | 12.7% | 13.7% |
| Diluted EPS | $0.46 | $4.71 | $4.45 | $1.75 | $4.17 | $3.97 | $4.83 | $4.24 | $3.06 | $3.24 |
| EBITDA | $21.2M | $162.5M | $178.1M | $84.0M | $177.6M | $175.1M | $217.4M | $185.7M | $165.8M | $165.4M |
| Operating cash flow | $44.7M | $76.4M | $49.4M | $99.8M | $10.8M | $33.0M | $122.5M | $180.2M | $142.3M | $122.8M |
| Free cash flow | $44.7M | $76.4M | $49.4M | $99.8M | $10.8M | — | — | — | — | — |
| Diluted shares | 23.5M | 25.2M | 26.5M | 27.7M | 28.6M | 30.2M | 32.5M | 33.3M | 33.1M | 33.0M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $159.8M | $68.3M | $226.4M | $89.2M | $75.1M | $160.4M |
| Short-term investments | $200.0K | $200.0K | $200.0K | $200.0K | $200.0K | $200.0K |
| Total debt | $35.0M | $0.00 | $0.00 | $182.5M | $42.1M | $43.0M |
| Total assets | $3.44B | $3.54B | $3.55B | $3.72B | $3.78B | $3.92B |
| Total liabilities | $2.48B | $2.47B | $2.53B | $2.77B | $2.55B | $2.71B |
| Shareholders' equity | $955.7M | $1.07B | $1.02B | $944.2M | $1.23B | $1.21B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology