NASDAQ · DAVEWFinancialsBanking & Credit

Dave Inc. Warrants financials

$1.01−3.81%
Close Sep 28, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
FY23
Dec 31
FY22
Dec 31
Revenue$555.8M$350.1M$264.4M$204.8M
Gross profit$522.3M$320.7M$236.3M$106.6M
Gross margin94.0%91.6%89.4%52.1%
Operating income$188.2M$37.6M-$36.9M-$134.4M
Net income$195.9M$57.9M-$48.5M-$128.9M
Net margin35.2%16.5%−18.4%−62.9%
Diluted EPS$13.53$4.19$-4.07$-11.12
EBITDA$195.3M$45.3M-$31.4M-$127.3M
Operating cash flow$290.0M$125.1M$33.8M-$44.9M
Free cash flow$289.7M$124.9M$33.1M-$45.6M
Diluted shares14.5M13.8M11.9M11.6M

Balance sheet

Period endDec 31Dec 31Dec 31Dec 31
Cash & equivalents$80.5M$49.7M$41.8M$22.9M
Short-term investments$40.8M$40.6M$114.2M$169.1M
Total debt$75.0M$75.0M$180.5M$177.3M
Total assets$487.4M$299.3M$294.0M$321.5M
Total liabilities$134.7M$116.2M$207.0M$214.9M
Shareholders' equity$352.7M$183.1M$87.1M$106.6M

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology