Citizens Financial Services financials
$80.06−0.47%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 |
|---|---|---|---|---|
| Revenue | $173.5M | $169.7M | $138.7M | $93.1M |
| Gross profit | $112.3M | $101.9M | $91.9M | $81.9M |
| Gross margin | 64.7% | 60.0% | 66.2% | 87.9% |
| Operating income | $45.2M | $33.9M | $21.6M | $35.5M |
| Net income | $36.6M | $27.8M | $17.8M | $29.1M |
| Net margin | 21.1% | 16.4% | 12.8% | 31.2% |
| Diluted EPS | $7.62 | $5.79 | $3.98 | $7.17 |
| EBITDA | $45.2M | $33.9M | $30.8M | $35.8M |
| Operating cash flow | $36.5M | $33.2M | $26.5M | $33.2M |
| Free cash flow | $35.3M | $27.3M | $23.9M | $31.6M |
| Diluted shares | 4.8M | 4.8M | 4.5M | 4.1M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|
| Cash & equivalents | $23.9M | $30.3M | $37.7M | $24.8M |
| Short-term investments | $467.7M | $453.8M | $452.4M | $465.8M |
| Total debt | $309.4M | $297.7M | $322.0M | $257.3M |
| Total assets | $3.06B | $3.03B | $2.98B | $2.33B |
| Total liabilities | $2.73B | $2.73B | $2.70B | $2.13B |
| Shareholders' equity | $338.1M | $299.7M | $279.7M | $200.1M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology