Community Trust Bancorp financials
$74.22−0.38%
Close Sep 30, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $409.3M | $376.0M | $326.3M | $255.7M | $238.6M | $231.0M | $235.6M | $223.4M | $204.2M | $195.0M |
| Gross profit | $282.6M | $248.6M | $230.8M | $227.0M | $223.5M | $205.6M | $195.1M | $194.1M | $185.9M | $181.5M |
| Gross margin | 69.0% | 66.1% | 70.7% | 88.8% | 93.7% | 89.0% | 82.8% | 86.9% | 91.0% | 93.0% |
| Operating income | $127.1M | $106.7M | $98.6M | $101.0M | $110.6M | $70.3M | $72.0M | $70.5M | $68.5M | $66.5M |
| Net income | $98.1M | $82.8M | $78.0M | $81.8M | $87.9M | $59.5M | $64.5M | $59.2M | $51.5M | $47.3M |
| Net margin | 24.0% | 22.0% | 23.9% | 32.0% | 36.9% | 25.8% | 27.4% | 26.5% | 25.2% | 24.3% |
| Diluted EPS | $5.43 | $4.61 | $4.36 | $4.58 | $4.94 | $3.35 | $3.64 | $3.35 | $2.92 | $2.70 |
| EBITDA | $127.1M | $106.7M | $98.6M | $101.0M | $110.6M | $70.3M | $72.0M | $70.5M | $68.5M | $66.5M |
| Operating cash flow | $105.0M | $105.3M | $85.8M | $99.7M | $115.7M | $62.4M | $83.5M | $65.5M | $62.4M | $141.1M |
| Free cash flow | $98.5M | $97.3M | $79.9M | $94.0M | $114.2M | $60.9M | $80.9M | $62.8M | $60.0M | $137.6M |
| Diluted shares | 18.0M | 18.0M | 17.9M | 17.9M | 17.8M | 17.8M | 17.7M | 17.7M | 17.7M | 17.6M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $63.1M | $73.3M | $59.1M | $51.6M | $46.8M | $54.5M |
| Short-term investments | $1.44B | $1.37B | $1.39B | $1.35B | $1.74B | $1.30B |
| Total debt | $64.1M | $64.3M | $64.6M | $58.2M | $58.2M | $58.2M |
| Total assets | $6.68B | $6.19B | $5.77B | $5.38B | $5.42B | $5.14B |
| Total liabilities | $5.83B | $5.44B | $5.07B | $4.75B | $4.72B | $4.48B |
| Shareholders' equity | $856.1M | $757.6M | $702.2M | $628.0M | $698.2M | $654.9M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology