America's Car Mart financials
$1.02−0.97%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q1 '27 Jul 31 | Q4 '26 Apr 30 | Q3 '26 Jan 31 | Q2 '26 Oct 31 | Q1 '26 Jul 31 | Q4 '25 Apr 30 | Q3 '25 Jan 31 | Q2 '25 Oct 31 | Q1 '25 Jul 31 | Q4 '24 Apr 30 | Q3 '24 Jan 31 | Q2 '24 Oct 31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $145.8M | $302.8M | $286.8M | $350.2M | $341.3M | $370.2M | $325.7M | $347.3M | $347.8M | $364.7M | $299.6M | $359.8M |
| Gross profit | $75.5M | $135.8M | $143.9M | $171.2M | $166.2M | $173.3M | $156.4M | $174.1M | $161.2M | $166.8M | $141.4M | $163.0M |
| Gross margin | 51.8% | 44.8% | 50.2% | 48.9% | 48.7% | 46.8% | 48.0% | 50.1% | 46.4% | 45.7% | 47.2% | 45.3% |
| Operating income | -$49.4M | -$16.6M | -$14.8M | -$7.2M | $9.6M | $30.0M | $21.4M | $25.2M | $17.2M | $18.0M | $6.5M | -$18.9M |
| Net income | -$69.0M | -$34.2M | -$76.7M | -$22.5M | -$5.7M | $10.6M | $3.2M | $5.1M | -$974.0K | $416.0K | -$8.6M | -$27.5M |
| Net margin | −47.3% | −11.3% | −26.7% | −6.4% | −1.7% | 2.9% | 1.0% | 1.5% | −0.3% | 0.1% | −2.9% | −7.6% |
| Diluted EPS | $-8.28 | $-4.12 | $-9.25 | $-2.71 | $-0.69 | $1.39 | $0.37 | $0.61 | $-0.15 | $0.07 | $-1.34 | $-4.30 |
| EBITDA | -$47.6M | -$3.7M | -$12.8M | -$5.1M | $11.8M | $32.0M | $23.2M | $27.1M | $19.1M | $18.0M | $6.5M | -$17.2M |
| Operating cash flow | $80.1M | $67.7M | -$5.9M | $9.1M | -$5.9M | $19.2M | -$30.8M | -$22.2M | -$15.0M | -$10.7M | $13.0M | -$30.7M |
| Free cash flow | $80.0M | $67.4M | -$6.2M | $8.3M | -$6.4M | $18.4M | -$31.5M | -$23.6M | -$16.0M | -$12.0M | $10.2M | -$31.5M |
| Diluted shares | 8.3M | 8.3M | 8.3M | 8.3M | 8.3M | 7.6M | 8.4M | 8.3M | 6.4M | 6.1M | 6.4M | 6.4M |
Balance sheet
| Period end | Jul 31 | Apr 30 | Jan 31 | Oct 31 | Jul 31 | Apr 30 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $27.5M | $47.0M | $117.9M | $122.4M | $9.7M | $9.8M |
| Short-term investments | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Total debt | $623.9M | $722.4M | $892.2M | $896.9M | $775.1M | $776.8M |
| Total assets | $1.21B | $1.42B | $1.63B | $1.72B | $1.61B | $1.61B |
| Total liabilities | $829.3M | $970.8M | $1.15B | $1.16B | $1.04B | $1.04B |
| Shareholders' equity | $376.5M | $445.7M | $479.4M | $555.1M | $564.9M | $569.5M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology