Capital One Financial financials
$196.460.00%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $69.25B | $53.94B | $49.48B | $38.37B | $32.03B | $31.58B | $33.77B | $32.38B | $30.00B | $27.52B |
| Gross profit | $53.43B | $39.11B | $36.79B | $34.25B | $30.43B | $28.46B | $28.59B | $28.08B | $27.24B | $25.50B |
| Gross margin | 77.2% | 72.5% | 74.3% | 89.3% | 95.0% | 90.1% | 84.7% | 86.7% | 90.8% | 92.7% |
| Operating income | $2.28B | $5.91B | $6.04B | $9.24B | $15.81B | $3.20B | $6.87B | $7.32B | $5.49B | $5.48B |
| Net income | $2.18B | $4.45B | $4.58B | $7.04B | $11.96B | $2.38B | $5.19B | $5.71B | $1.70B | $3.51B |
| Net margin | 3.1% | 8.2% | 9.3% | 18.4% | 37.4% | 7.5% | 15.4% | 17.6% | 5.7% | 12.8% |
| Diluted EPS | $4.03 | $11.59 | $11.95 | $17.91 | $26.94 | $5.18 | $11.05 | $11.82 | $3.49 | $6.89 |
| EBITDA | $2.28B | $5.91B | $6.04B | $9.24B | $15.81B | $3.20B | $6.87B | $7.32B | $5.49B | $5.48B |
| Operating cash flow | $27.72B | $18.16B | $20.57B | $13.81B | $12.31B | $16.70B | $16.64B | $12.98B | $14.18B | $11.86B |
| Free cash flow | $26.14B | $16.95B | $19.61B | $12.88B | $11.61B | $15.99B | $15.75B | $12.10B | $13.16B | $11.08B |
| Diluted shares | 541.3M | 383.6M | 383.4M | 393.2M | 444.2M | 458.9M | 469.9M | 483.1M | 488.6M | 509.8M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $3.03B | $3.03B | $4.90B | $5.19B | $4.16B | $4.71B |
| Short-term investments | $150.11B | $123.66B | $117.97B | $102.98B | $113.15B | $136.51B |
| Total debt | $50.41B | $44.99B | $49.32B | $47.83B | $42.27B | $39.87B |
| Total assets | $669.01B | $490.14B | $478.46B | $455.25B | $432.38B | $421.60B |
| Total liabilities | $555.39B | $429.36B | $420.38B | $402.67B | $371.35B | $361.40B |
| Shareholders' equity | $113.62B | $60.78B | $58.09B | $52.58B | $61.03B | $60.20B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology