CNO Financial Group financials
$53.29−0.65%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4.49B | $4.45B | $4.15B | $3.58B | $4.12B | $3.82B | $4.02B | $4.31B | $4.30B | $3.99B |
| Gross profit | $2.01B | $2.04B | $1.84B | $1.98B | $1.99B | $1.66B | $1.60B | $967.3M | $1.69B | $1.52B |
| Gross margin | 44.8% | 45.9% | 44.3% | 55.2% | 48.2% | 43.5% | 39.8% | 22.4% | 39.4% | 38.1% |
| Operating income | $1.64B | $1.85B | $1.64B | $1.90B | $1.81B | $453.1M | $433.8M | -$115.0M | $604.2M | $469.6M |
| Net income | $229.3M | $420.8M | $276.5M | $630.6M | $570.3M | $301.8M | $409.4M | -$315.0M | $175.6M | $358.2M |
| Net margin | 5.1% | 9.5% | 6.7% | 17.6% | 13.8% | 7.9% | 10.2% | −7.3% | 4.1% | 9.0% |
| Diluted EPS | $2.30 | $3.89 | $2.40 | $5.36 | $4.35 | $2.11 | $2.61 | $-1.90 | $1.02 | $2.01 |
| EBITDA | $1.74B | $1.85B | $1.64B | $1.90B | $1.81B | $453.1M | $433.8M | -$111.2M | $613.7M | $469.6M |
| Operating cash flow | $675.7M | $627.7M | $582.9M | $495.4M | $598.3M | $735.5M | $696.7M | $317.8M | $633.3M | $775.7M |
| Free cash flow | $675.7M | $627.7M | $582.9M | $495.4M | $598.3M | — | — | — | — | — |
| Diluted shares | 99.8M | 108.1M | 115.1M | 117.7M | 131.1M | 143.2M | 157.1M | 165.5M | 172.1M | 178.3M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $983.5M | $2.00B | $889.0M | $644.9M | $731.7M | $991.9M |
| Short-term investments | $2.8M | $3.3M | $3.1M | $2.7M | $3.9M | $4.2M |
| Total debt | $4.05B | $4.52B | $4.15B | $3.88B | $4.00B | $3.93B |
| Total assets | $38.79B | $37.85B | $35.03B | $33.13B | $36.20B | $35.34B |
| Total liabilities | $36.15B | $35.33B | $32.81B | $31.36B | $30.94B | $29.86B |
| Shareholders' equity | $2.64B | $2.52B | $2.22B | $1.77B | $5.26B | $5.48B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology