Columbia Financial financials
$10.88−0.18%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $508.0M | $453.3M | $422.4M | $340.1M | $309.0M | $327.0M | $292.7M | $248.0M |
| Gross profit | $258.7M | $179.9M | $233.3M | $297.2M | $272.0M | $252.8M | $204.0M | $185.7M |
| Gross margin | 50.9% | 39.7% | 55.2% | 87.4% | 88.0% | 77.3% | 69.7% | 74.9% |
| Operating income | $68.0M | -$15.9M | $46.1M | $116.9M | $126.2M | $76.3M | $71.1M | $33.7M |
| Net income | $51.8M | -$11.7M | $36.1M | $86.2M | $92.0M | $57.6M | $54.7M | $22.7M |
| Net margin | 10.2% | −2.6% | 8.5% | 25.3% | 29.8% | 17.6% | 18.7% | 9.2% |
| Diluted EPS | $0.51 | $-0.11 | $0.35 | $0.81 | $0.88 | $0.52 | $0.49 | $0.20 |
| EBITDA | $68.2M | -$10.8M | $47.0M | $119.7M | $129.9M | $79.3M | $73.8M | $33.7M |
| Operating cash flow | $68.4M | $33.3M | $40.7M | $142.2M | $400.7M | $160.8M | $123.8M | $60.2M |
| Free cash flow | $58.6M | $27.1M | $33.1M | $136.7M | $397.1M | $156.2M | $104.4M | $46.9M |
| Diluted shares | 101.8M | 101.8M | 102.9M | 106.2M | 104.2M | 109.8M | 111.1M | 111.4M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $340.7M | $289.1M | $423.1M | $179.1M | $70.7M | $422.8M |
| Short-term investments | $1.59B | $1.49B | $1.58B | $1.81B | $2.16B | $1.63B |
| Total debt | $1.18B | $1.08B | $1.53B | $1.13B | $377.3M | $799.4M |
| Total assets | $11.02B | $10.48B | $10.65B | $10.41B | $9.22B | $8.80B |
| Total liabilities | $9.86B | $9.40B | $9.61B | $9.35B | $8.15B | $7.79B |
| Shareholders' equity | $1.16B | $1.08B | $1.04B | $1.05B | $1.08B | $1.01B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology