Civista Bancshares financials
$26.55−0.60%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $65.6M | $65.2M | $65.6M | $64.9M | $62.9M | $61.6M | $62.2M | $62.8M | $61.0M | $58.4M | $57.4M | $54.7M |
| Gross profit | $47.6M | $47.3M | $46.3M | $44.2M | $41.4M | $40.6M | $40.4M | $39.3M | $38.1M | $36.6M | $38.9M | $39.6M |
| Gross margin | 72.6% | 72.4% | 70.6% | 68.1% | 65.9% | 66.0% | 64.9% | 62.6% | 62.5% | 62.7% | 67.7% | 72.4% |
| Operating income | $17.2M | $18.0M | $14.7M | $15.7M | $12.9M | $11.9M | $11.4M | $9.9M | $8.1M | $7.2M | $11.2M | $12.2M |
| Net income | $14.3M | $15.0M | $12.4M | $12.7M | $11.0M | $10.1M | $10.3M | $8.2M | $6.8M | $6.1M | $9.3M | $10.0M |
| Net margin | 21.8% | 22.9% | 19.0% | 19.6% | 17.5% | 16.4% | 16.6% | 13.0% | 11.1% | 10.5% | 16.2% | 18.3% |
| Diluted EPS | $0.69 | $0.72 | $0.62 | $0.68 | $0.71 | $0.66 | $0.69 | $0.53 | $0.45 | $0.41 | $0.62 | $0.66 |
| EBITDA | $17.2M | $18.0M | $14.7M | $15.7M | $12.9M | $11.9M | $11.4M | $9.9M | $8.1M | $7.2M | $11.2M | $12.2M |
| Operating cash flow | $17.1M | $12.2M | $9.6M | $19.0M | $11.1M | $3.6M | $22.4M | $12.9M | $12.2M | $752.0K | $2.1M | $21.5M |
| Free cash flow | $17.0M | $11.8M | $9.4M | $18.4M | $10.6M | $3.6M | $22.3M | $12.7M | $12.0M | $629.0K | $840.0K | $20.7M |
| Diluted shares | 20.7M | 20.7M | 20.0M | 18.8M | 15.4M | 15.5M | 15.0M | 15.7M | 15.7M | 15.1M | 15.1M | 15.1M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $61.7M | $83.5M | $77.3M | $62.8M | $73.9M | $90.5M |
| Short-term investments | $705.6M | $713.2M | $715.2M | $689.5M | $685.3M | $684.9M |
| Total debt | $231.5M | $208.6M | $284.2M | $341.9M | $544.2M | $471.6M |
| Total assets | $4.29B | $4.30B | $4.34B | $4.11B | $4.19B | $4.15B |
| Total liabilities | $3.73B | $3.75B | $3.79B | $3.61B | $3.78B | $3.75B |
| Shareholders' equity | $566.8M | $552.2M | $543.5M | $499.0M | $404.1M | $397.4M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology